If you are weighing up a Volvo V60 Cross Country, this guide sets its yearly costs side by side. It covers the COE and road tax first, since the engine fixes them. Then it turns to insurance, where the plan with the lowest premium also has the highest excess.
All insurance figures are examples read on 20 October 2026 for one stated driver and car. They are not a quote.
Versions on our quote form
The new-car list has no entry for the V60 Cross Country on sale now. So this guide gives no list price, power figure or body type. The quote form lists three versions, all with a 1,969cc engine:
- V60 Cross Country B4 Plus
- V60 Cross Country B5
- V60 Cross Country B5 Plus
The figures below are for the B4 Plus, the version most insurers quote. The three share an engine size, so the road tax below applies to each. Insurance may still differ by version.
COE
The price page states that the V60 Cross Country B4 Plus, with its 1,969cc engine, is above 1,600cc. It needs a Category B COE. Category B closed at S$130,100 in the October 2026 1st round.
The COE page has the latest round. On a registered car, check when the COE ends before you agree a price.
Road tax
LTA's formula gives S$1,175.74 a year for a 1,969cc engine, before any age surcharge.
The surcharge applies once a car is more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page covers other engine sizes.
Insurance for the standard driver
The Volvo V60 Cross Country price page prices this case:
- Car: V60 Cross Country B4 Plus, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no add-ons
For that driver:
- 11 insurers give a price
- S$973.95 is the lowest premium
- S$2,105.31 is the least the insurer with the highest lowest plan asks
- S$1,131.36 separates them, or 116% on top
All prices include 9% GST. Five insurers on our panel have no online price. Four have none for this model yet, and one does not list the model on its online quote.
The excess behind the lowest price
The excess is the part of each claim you pay. The lowest premium here carries a S$2,500 excess, the only plan on the page that high. Eight plans carry S$600. Three sit at S$500 and three at S$800. One plan has none.
So the plan that is lowest on premium is the one with the largest excess. If you would rather pay less when you claim, look at the next plans on the list.
How the premium moves
With one detail changed and the rest held, the lowest price becomes:
- No NCD (0%): S$1,310.92, S$336.97 more
- 20% NCD: S$1,310.92, S$336.97 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,310.92, S$336.97 more
- Driver aged 65, 20 or more years' driving: S$1,113.55, S$139.60 more
- A new car, registered this year: S$944.11, S$29.84 less
- A car 8 years old: S$930.61, S$43.34 less
Losing the NCD adds 35% at the lowest price. A driver aged 27 pays the same. A driver aged 65 pays S$139.60 more.
On car age, both a new car and an 8-year-old one start below the 3-year-old car on the page. A new one has one fewer insurer quoting.
These are lowest prices only. Other plans may move by other amounts.
Pros and cons on insurance cost
Pros
- Car age does not push the price up.
- Most plans keep the excess at S$800 or less.
Cons
- All six similar cars cost less to insure.
- The lowest premium comes with a S$2,500 excess.
- An older driver pays S$139.60 more at the lowest price.
- Five insurers have no online price.
Against similar cars
For the same driver and car age, the price page lists:
- Lexus NX: S$972.39
- Lexus RX: S$972.39
- Mercedes-Benz E-Class: S$861.03
- BMW 5 Series: S$861.03
- Toyota Voxy: S$793.75
- Toyota Harrier: S$742.90
Their average lowest price is S$867.25. The V60 Cross Country is 12% above it, and all six cost less to insure. More Volvos are on the Volvo car insurance page.
Costs that depend on you
- Parking: season parking at your HDB block or condo, plus parking at work and when out.
- Fuel: your mileage and the pump price.
- ERP: your routes and the times you drive them.
- Servicing: the maker's schedule, plus tyres, brakes and a battery over the years. Ask what any remaining warranty covers.
- Depreciation: what you pay against what the car fetches later in its COE life.
Summary of yearly costs we can show
For the V60 Cross Country B4 Plus (1,969cc):
- Road tax: S$1,175.74 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$973.95 a year, with a S$2,500 excess on that plan (20 October 2026)
- Insurance, no NCD: from S$1,310.92
- Insurance, a car 8 years old: from S$930.61
For reference, Category B closed at S$130,100 in the October 2026 1st round.
Before you buy: car insurance for the Volvo V60 Cross Country
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Volvo V60 Cross Country to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.