On cost alone, the Volkswagen Beetle Cabriolet 1.2 DSG has a modest road tax and a low insurance floor for a settled driver. The catch is the range. Prices for the same driver run from S$604.07 to at least S$2,006.37, depending on the insurer. So the price you end up paying depends heavily on whether you compare.
The insurance figures here are examples read on 20 October 2026 for one stated driver and car. They are not a quote.
The car on our quote form
The new-car list has no entry for the Beetle Cabriolet on sale now. There is no list price, power figure or body type to report from it. The quote form prices the BEETLE CABRIOLET 1.2 DSG, with a 1,197cc engine. Every figure below is for that version.
COE
The price page states the rule for this version, with its 1,197cc engine. It needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if its power is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. The COE page has the latest. On a registered car, the COE end date sets how long you can keep it on the road as it is.
Road tax
For the 1,197cc engine, LTA's formula gives S$506.54 a year, before any age surcharge.
From 10 years on, the surcharge climbs:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Check the registration date so you know when the first step falls. The road tax page has other engines.
Insurance for the standard driver
The Volkswagen Beetle Cabriolet price page prices this case:
- Car: BEETLE CABRIOLET 1.2 DSG, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no add-ons
For that driver, 14 insurers price the car. The lowest premium is S$604.07. The insurer whose lowest plan is highest asks at least S$2,006.37. That is S$1,402.30 more, or 232% on top. All prices include 9% GST.
Two insurers on our panel have no online price. One has none for this model yet, and the other does not quote the model online.
Excess
The excess is the first part of a claim, which you pay. Ten plans here carry S$600. Others are at S$500, S$750 or S$800. Three plans ask S$2,500 and one asks S$3,000. One plan has none. Look at the excess on each quote before you choose.
Who pays more, and who pays less
The price page holds every detail but one and shows the lowest price:
- No NCD (0%): S$976.44, S$372.37 more
- 20% NCD: S$976.44, S$372.37 more
- Driver aged 27, 3 years' driving, 30% NCD: S$976.44, S$372.37 more
- Driver aged 65, 20 or more years' driving: S$604.07, the same
- A new car, registered this year: S$622.34, S$18.27 more
- A car 8 years old: S$552.91, S$51.16 less
Pays less
- A settled driver with a 50% NCD: the S$604.07 floor.
- An older driver: aged 65, the same floor, with one fewer insurer quoting.
- The owner of an older car: an 8-year-old one starts S$51.16 lower.
Pays more
- A driver with no NCD or a 20% NCD: 62% more, at S$976.44.
- A younger driver: aged 27 with 30% NCD, the same S$976.44.
These are the lowest prices only. With insurers this far apart, plans higher up may move by very different amounts.
Against similar cars
For the same driver and car age, the price page gives these lowest prices:
- Mercedes-Benz A-Class: S$787.96
- Mercedes-Benz GLA: S$787.96
- Mercedes-Benz GLB: S$787.96
- Honda Jazz / Fit: S$622.34
- Nissan Qashqai: S$590.12
- Toyota C-HR: S$552.91
Their average lowest price is S$688.21, and the Beetle Cabriolet is 12% below it. Still, two of the six are cheaper to insure: the Toyota C-HR and the Nissan Qashqai. More Volkswagens are on the Volkswagen car insurance page.
Questions to ask yourself
- Who will drive it most? A driver without a full NCD starts S$372.37 higher.
- Will you compare every year? On this car, the spread between insurers is the single biggest cost lever.
- How long is left on the COE? It shapes the price and how long you can use the car.
- What excess can you carry? Some plans ask S$2,500 or more.
Costs that depend on you
- Parking: season parking at home, and what you pay elsewhere.
- Petrol: your mileage and the pump price.
- ERP: your routes and the times you drive.
- Servicing: the maker's schedule, plus tyres, brakes and a battery over the years. Ask for the service record.
- Depreciation: what you pay against what the car fetches later in its COE life.
Summary of yearly costs we can show
For the BEETLE CABRIOLET 1.2 DSG (1,197cc):
- Road tax: S$506.54 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$604.07 a year (20 October 2026)
- Insurance, no NCD: from S$976.44
- Insurance, a car 8 years old: from S$552.91
For reference, Category A closed at S$130,001 and Category B at S$130,100 in the October 2026 1st round.
Before you buy: car insurance for the Volkswagen BEETLE CABRIOLET
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Volkswagen BEETLE CABRIOLET to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.