The Suzuki XL7 on our quote form has a 2,737cc engine. That engine size sets the tone for its running costs, above all road tax. If you own one or are pricing one, this page gives you the yearly figures we can show.
The insurance prices are examples for one stated driver, as of 1 November 2026. They show how a few insurers compare, not what you will pay.
The listing
The new-car list has no entry for the XL7 on sale now. So there is no list price, power figure or body type here.
The price page prices the Suzuki XL7, 2,737cc, the version most of our insurers quote.
Road tax is the big yearly bill
For a 2,737cc engine, LTA's formula gives S$2,076.60 a year, before any age surcharge. On these figures, that is more than the lowest insurance premium for the standard driver.
Road tax rises again with age once the car passes 10 years:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
On a base this high, each step adds a real sum every year. Find out the first registration date before you buy. The road tax page shows the full working.
Category B COE
The 2,737cc engine is above 1,600cc. The price page says that puts the XL7 in Category B, which closed at S$131,901 in the October 2026 2nd round.
If you renew the COE on an older car, this is the cost you face. The COE page has later results.
What insurers ask
The Suzuki XL7 price page prices these details:
- Car: Suzuki XL7, 2,737cc, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
4 insurers price it online, with six plans. The lowest premium is S$1,078.10 a year. The insurer whose lowest plan costs most asks at least S$1,448.45. That is S$370.35 more, or 34% on top. The dearest plan is S$1,882.99. Prices include 9% GST, and most are marked as estimates.
Fifteen insurers on our panel have no online price for the XL7. One does not list the model on its online quote. The rest have no price for it yet.
The excess
The lowest premium carries a S$1,200 excess. Every other plan carries S$600. The second plan, at S$1,112.75, costs only a little more each year and halves the excess. That makes it worth comparing closely with the first.
The other four plans come in two pairs at the same price. Two insurers ask exactly the same figures. So the spread of prices on this page is narrower than six plans suggest. Get quotes with your own details to see whether the order holds for you.
The price when details change
The price page shows the lowest price with one change at a time:
- No NCD (0%): S$1,976.74, which is S$898.64 more
- 20% NCD: S$1,583.57, S$505.47 more
- A driver aged 27, 3 years' driving, 30% NCD: S$1,863.98, S$785.88 more
- A driver aged 65, 20 years' driving: S$1,133.74, S$55.64 more, with 3 insurers pricing
- A new car, registered this year: S$1,146.89, S$68.79 more
- A car 8 years old: S$1,055.14, S$22.96 less
No NCD costs most, raising the lowest price by 83%. The young driver comes close. An older XL7 costs slightly less to insure than the standard case.
These are lowest prices only. In several cases they come from a different insurer than the standard one.
Next to similar cars
The price page compares six cars with large engines, for the same driver and car age:
- Toyota Camry: S$872.39, 15 insurers
- Toyota Alphard: S$832.53, 15 insurers
- Toyota Vellfire: S$763.00, 16 insurers
- Honda Odyssey: S$763.00, 16 insurers
- Mitsubishi Outlander: S$783.81, 16 insurers
- Alfa Romeo 166: S$2,897.48, 2 insurers
Their average lowest price is S$1,152.04, and the XL7 is 6% below that. But the average is pulled up by the Alfa Romeo 166, which only two insurers price. Against the other five, the XL7 costs more: 5 of the six are cheaper to insure.
Other Suzuki models are on the Suzuki car insurance page. The cheapest cars to insure page ranks every make.
Costs for you to estimate
These depend on how you use the car:
- Parking: season parking at home and work, and short-term parking.
- Petrol: depends on your mileage and pump prices. A larger engine is worth bearing in mind here.
- ERP: depends on routes and timing.
- Servicing and parts: routine servicing, tyres and brakes. For an uncommon model, ask about parts first.
- Depreciation: depends on the price you pay and the COE life left.
Summary of yearly costs we can show
For the Suzuki XL7, 2,737cc:
- Road tax: S$2,076.60 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,078.10 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,976.74
- Insurance, driver aged 27 with 30% NCD: from S$1,863.98
- Insurance, car 8 years old: from S$1,055.14
For context, a Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki XL7
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki XL7 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.