The Suzuki Grand Vitara is mostly a used-car proposition in Singapore today. If you are thinking of buying one, or already have one and want to check what you pay, this page goes through the costs that come with a figure.
The insurance prices are examples for one stated driver, read on 20 October 2026. They show how prices compare and what moves them. They are not a quote for you.
Versions on the quote form
The new-car list has no entry for the Grand Vitara on sale now, so this page gives no list price. Our quote form carries four engine sizes:
- Grand Vitara 1.6: 1,589cc
- Grand Vitara 2.0: 1,995cc
- Grand Vitara 2.4: 2,393cc
- Grand Vitara 2.7: 2,736cc
The insurance and road tax figures here are for the 1.6, the version most of our insurers quote. The bigger engines pay more road tax, and they may be priced differently for insurance.
Which COE applies
For the 1.6, with its 1,589cc engine, the category depends on power. The price page states it like this. The Grand Vitara 1.6 needs a Category A COE if its power is 97kW (130bhp) or less. It needs a Category B COE if its power is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. Results change every round, and the COE page has the latest. On a used car, the COE has already been paid. Check how long it has left to run.
Road tax
Road tax follows the engine size. For the 1.6's 1,589cc engine, LTA's formula gives S$736.44 a year, before any age surcharge. The formula was checked on 2026-10-19.
The age surcharge kicks in for cars more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
If the car you are looking at is near the 10-year mark, check its registration date. The road tax page covers the larger engines too.
The insurance picture for one driver
The Suzuki Grand Vitara price page prices these details:
- Car: Grand Vitara 1.6, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no add-ons
13 insurers price it online. Only one insurer on our panel does not list the model on its online quote. The lowest premium is S$721.59. The insurer whose lowest plan is dearest asks at least S$1,320.55, which is S$598.96 more, or 83% on top. All prices include 9% GST.
That is a big spread for one car and one driver. It is the main reason to line up several prices side by side.
The excess
The excess is the amount you pay on each claim before the insurer covers the rest. On this page S$600 is the most common figure. The range runs from S$0 to S$3,000. Three plans ask S$500 and three ask S$800. Some lower-priced plans carry S$2,500 or S$3,000. Check the excess before you settle on a premium.
What changes the price
The price page shows the lowest price when a single detail changes and the rest stays as it was:
- No NCD (0%): S$1,031.46, S$309.87 more
- 20% NCD: S$1,031.46, S$309.87 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,031.46, S$309.87 more
- Driver aged 65, 20 or more years' driving: S$721.59, the same
- New car, registered this year: S$742.90, S$21.31 more
- Car 8 years old: S$660.69, S$60.90 less
The NCD is the big lever. With none, the lowest price rises by 43%. A 20% NCD lands on the same figure, as does a younger driver with 30% NCD. An older, experienced driver pays the same as the example driver.
An older car costs a little less to insure, and a new one a little more. These are lowest prices only. Other plans may move by different amounts.
Against similar cars
The price page compares the Grand Vitara 1.6 with six cars of about the same engine size. Each is priced for the same driver and car age:
- Toyota Corolla Altis: S$642.42
- Mazda 3: S$927.36
- Toyota Sienta: S$604.07
- BMW X1: S$811.71
- Honda Freed: S$642.42
- Hyundai Kona: S$721.59
Their average lowest price is S$724.93. The Grand Vitara costs about the same as that average. Three of the six are cheaper to insure, and the Hyundai Kona matches it exactly.
Other Suzuki models are on the Suzuki car insurance page.
Costs that depend on you
Some costs vary too much between owners to give one figure.
- Parking: HDB or condo season parking, plus parking at work and elsewhere. Check your own block's rate.
- Petrol: depends on your mileage and the pump price.
- ERP: depends on where and when you drive.
- Servicing and repairs: follow the maker's schedule. Tyres, brakes and a battery come due over time. With an older car, ask for the service record.
- Depreciation: depends on what you pay, the COE years left, and what the car fetches later.
Yearly costs in summary
For the Grand Vitara 1.6, dated as shown:
- Road tax: S$736.44 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, example driver: from S$721.59 a year (20 October 2026)
- Insurance, no NCD: from S$1,031.46
- Insurance, car 8 years old: from S$660.69
For reference, the October 2026 1st round COE closed at S$130,001 (Category A) and S$130,100 (Category B).
Before you buy: car insurance for the Suzuki Grand Vitara
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki Grand Vitara to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.