The Suzuki Aerio is no longer sold new, so anyone weighing one up is looking at a used car. This guide sets out the costs you can count on each year. It suits a buyer or an owner checking their sums.
The insurance prices are examples for one stated driver, as of 1 November 2026. They let you compare insurers. Your own quote will turn on your details.
The Aerio on the lists
The new-car list has no entry for the Aerio. There is no list price, power figure or body type to give from it.
The price page prices the Suzuki Aerio with a 2,299cc engine, the version most of our insurers quote. That engine size drives both the road tax and the COE category below.
COE category
The price page is clear on this. With 2,299cc, above 1,600cc, the Aerio needs a Category B COE. That category closed at S$131,901 in the October 2026 2nd round.
For a used car, this matters most when the current COE ends. At that point you either renew it or deregister the car. The COE page lists the latest rounds.
Road tax for 2,299cc
LTA's formula gives S$1,562.82 a year for a 2,299cc engine. That is the figure before any age surcharge.
Since the Aerio is an older model, the surcharge is worth knowing:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Find out when the car was first registered. That tells you which step applies now and when the next one starts. The road tax page can help with the sum. On a base this size, even the first step adds a noticeable amount.
Insurance prices for one driver
The Suzuki Aerio price page prices this case:
- The car: Suzuki Aerio, 2,299cc, registered 3 years ago, private use, comprehensive cover
- The driver: aged 40, married, office job, driving 10 years
- The record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Just 3 insurers price the Aerio online. The lowest premium is S$982.49 a year. The insurer whose lowest plan costs most asks at least S$1,325.54, which is S$343.05 more, or 35% on top. The dearest plan on the page is S$1,723.19. All prices include 9% GST, and four of the five plans are marked as estimates.
Sixteen insurers on our panel have no online price for this model. With a field this thin, getting a few quotes with your own details matters.
Excess and premium together
The lowest premium carries a S$1,200 excess. Every other plan carries S$600. So the plan that costs least each year asks you to pay twice as much towards a claim. Weigh the two together.
It also helps to read what each plan covers beyond the price. Workshop choice, a courtesy car and NCD protection can differ from plan to plan. The price page shows the plan names, so you can look each one up.
What pushes the price up or down
Here is the lowest price on the page when one thing changes:
- No NCD (0%): S$2,259.76, which is S$1,277.27 more
- 20% NCD: S$1,650.60, S$668.11 more
- A driver aged 27, 3 years' driving, 30% NCD: S$2,468.50, S$1,486.01 more, with only 1 insurer pricing
- A driver aged 65, 20 years' driving: S$1,325.54, S$343.05 more, with 2 insurers pricing
- A new car, registered this year: S$1,045.19, S$62.70 more
- A car 8 years old: S$961.58, S$20.91 less
The young driver case is the steepest. The lowest price is 151% higher than for the standard driver, and just one insurer prices it. Losing all NCD also more than doubles the lowest figure. The older driver pays more here too, because fewer insurers price that case.
These are lowest prices only. Further up the list, plans may move by different amounts.
Against similar cars
The price page compares the Aerio with six cars, for the same driver and car age:
- Toyota Harrier: S$763.00, 15 insurers
- Mercedes-Benz E-Class: S$857.06, 14 insurers
- BMW 5 Series: S$792.38, 16 insurers
- Toyota Camry: S$872.39, 15 insurers
- Toyota Alphard: S$832.53, 15 insurers
- Toyota Vellfire: S$763.00, 16 insurers
Their average lowest price is S$813.39. The Aerio costs 21% more than that, and all 6 are cheaper to insure. Part of the reason is the field: each rival has at least 14 insurers pricing it.
Other Suzuki models are on the Suzuki car insurance page. The cheapest cars to insure page ranks models of every make.
Costs you set yourself
These depend on how you use the car:
- Parking: season parking where you live and work, plus short-term parking.
- Petrol: set by your mileage and pump prices.
- ERP: set by your routes and timing.
- Upkeep: an older car tends to need more parts over time. Ask a workshop about parts for this model before you buy.
- Depreciation: depends on the price you pay and the COE years left.
Summary of yearly costs we can show
For the Suzuki Aerio, 2,299cc:
- Road tax: S$1,562.82 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$982.49 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,259.76
- Insurance, driver aged 27 with 30% NCD: from S$2,468.50
- Insurance, car 8 years old: from S$961.58
A Category B COE, if you renew, closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki Aerio
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki Aerio to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.