The Suzuki Alto is one of the smallest cars you will find on Singapore roads, with a 658cc engine. Its small engine keeps some costs low, but not all of them. This page goes through each cost you can put a figure on.
Insurance prices here are examples for one stated driver, as of 1 November 2026. They help you see how insurers compare. The price you get depends on your own details.
What you can and cannot price
The new-car list has no entry for the Alto on sale now. So there is no list price, power figure or body type from it.
The price page prices the Suzuki Alto, 658cc, the version most of our insurers quote. Every figure below is for that car.
The COE rule for a 658cc car
The price page gives the rule. A 658cc Alto needs a Category A COE if its power is 97kW (130bhp) or less. If it is more, it needs a Category B COE.
Category A closed at S$132,004 in the October 2026 2nd round. Category B closed at S$131,901. Next to a car this small, the COE is by far the biggest cost. The COE page has each new round.
Road tax stays small
For a 658cc engine, LTA's formula gives S$324.14 a year, before any age surcharge. That is among the lowest road tax bills for a petrol car.
The surcharge on cars over 10 years old still applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Even at the top step, the sum stays modest on a base this low. The road tax page works it out for you.
Insurance: a wide field
The Suzuki Alto price page prices one case:
- Car: Suzuki Alto, 658cc, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
10 insurers price the Alto online, across 16 plans. The lowest premium is S$657.42 a year. The insurer whose lowest plan costs most asks at least S$831.80. That is S$174.38 more, or 27% on top. The dearest single plan is S$1,113.00. All prices include 9% GST.
Eight insurers on our panel have no online price for the Alto. Even so, ten is a good number to compare.
Premiums close together, excesses far apart
Many plans sit within about a hundred dollars of each other. The excess is where they split:
- S$500: two plans, including the lowest premium
- S$600: most plans
- S$750 and S$1,200: one plan each
- S$2,500: one plan
- S$5,000: two plans, one priced at S$763.00
Two plans at S$763.00 show the point well. One carries a S$750 excess and the other S$5,000. The premium is the same, but a claim would cost you very different sums.
How the lowest price moves
The price page shows the lowest price when one thing changes:
- No NCD (0%): S$1,181.85, which is S$524.43 more, with 11 insurers pricing
- 20% NCD: S$945.49, S$288.07 more
- A driver aged 27, 3 years' driving, 30% NCD: S$1,222.96, S$565.54 more
- A driver aged 65, 20 years' driving: S$707.94, S$50.52 more, with 9 insurers pricing
- A new car, registered this year: S$582.91, S$74.51 less
- A car 8 years old: S$696.14, S$38.72 more
The young driver case costs most, at 86% above the standard driver. Unusually, a new Alto is cheaper to insure than a 3-year-old one, and an 8-year-old car costs more. So car age works against older Altos on these figures.
As always, these are lowest prices only. The other plans may shift by other amounts.
The Alto next to other small cars
The price page compares six cars with similar engines, for the same driver and car age:
- Honda Life: S$718.77, 1 insurer
- Honda N-Box: S$654.92, 8 insurers
- Honda N-Box L: S$654.92, 9 insurers
- Honda S660 ALPHA: S$726.04, 10 insurers
- Mitsubishi i: S$799.43, 7 insurers
- Perodua Kancil: S$637.65, 2 insurers
Their average lowest price is S$698.62. The Alto comes in 6% below that. Three of the six are cheaper to insure, and three cost more. Among these, the Alto has as many insurers pricing it as any.
More Suzuki models are on the Suzuki car insurance page. The cheapest cars to insure page ranks models of every make.
What depends on your habits
No figure fits everyone for these:
- Parking: season parking at home and work, plus short stops around town.
- Petrol: depends on how far you drive and pump prices.
- ERP: depends on your routes and the time of day.
- Servicing: follow the maker's schedule; tyres, brakes and a battery wear out in time.
- Depreciation: depends on what you pay and how many COE years remain.
Summary of yearly costs we can show
For the Suzuki Alto, 658cc:
- Road tax: S$324.14 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$657.42 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,181.85
- Insurance, a new car: from S$582.91
- Insurance, car 8 years old: from S$696.14
For context, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki Alto
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki Alto to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.