The Suzuki Baleno has a 1,298cc engine on our quote form. It is not on the new-car list now, so most buyers will be looking at used cars. This page covers the yearly costs you can price and the ones only you can estimate.
All insurance figures are examples for one stated driver, as of 1 November 2026. Treat them as a guide to the spread between insurers.
The version we price
There is no new-car list entry for the Baleno. That means no list price, power figure or body type here.
The price page prices the Suzuki Baleno, 1,298cc, which is the version most of our insurers quote.
COE: A or B depends on power
According to the price page's rule, a 1,298cc Baleno needs a Category A COE if its power is 97kW (130bhp) or less. If its power is more, it needs a Category B COE.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. For a used car, these figures matter when the COE comes up for renewal. The COE page shows the latest rounds.
Road tax for 1,298cc
LTA's formula puts road tax for this engine at S$565.78 a year, before any age surcharge.
When a car passes 10 years, a surcharge is added:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Check the registration date of any Baleno you consider. A car near its tenth year will soon move onto the first step, and each later year adds another. The road tax page does the sum for you.
Insuring a Baleno
The Suzuki Baleno price page prices these details:
- Car: Suzuki Baleno, 1,298cc, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
8 insurers give a price online, across 12 plans. The lowest premium is S$776.29 a year. The insurer whose lowest plan costs most asks at least S$1,165.66. That is S$389.37 more, or 50% on top. The dearest plan on the page costs S$1,732.45. All prices include 9% GST.
Ten insurers on our panel have no online price for the Baleno. Eight is still enough to see a clear spread. Several plans also sit close together near the bottom of the list, within a few dozen dollars of each other.
The excess tells another story
The lowest premium carries a S$1,200 excess. The third-lowest carries S$2,500. Most of the mid-priced plans carry S$600. The three dearest plans from one insurer carry just S$300.
So a higher premium sometimes buys a much smaller excess. Look at both numbers, and at what each plan includes, before you shortlist.
Changes that shift the price
The price page lists the lowest price when a single detail changes:
- No NCD (0%): S$1,524.62, which is S$748.33 more
- 20% NCD: S$1,224.33, S$448.04 more
- A driver aged 27, 3 years' driving, 30% NCD: S$1,676.90, S$900.61 more, with 7 insurers pricing
- A driver aged 65, 20 years' driving: S$901.30, S$125.01 more, with 6 insurers pricing
- A new car, registered this year: S$767.16, S$9.13 less
- A car 8 years old: S$759.76, S$16.53 less, with 7 insurers pricing
The young driver pays most, at 116% above the standard driver. No NCD comes next. Car age hardly matters: both a new car and an older one come in a little lower.
Only the lowest price is shown for each case. Other plans may change by different amounts.
How it ranks against similar cars
The price page sets the Baleno beside six cars of similar engine size, for the same driver and car age:
- Mercedes-Benz GLB: S$822.26, 10 insurers
- Honda Jazz / Fit: S$741.66, 15 insurers
- Toyota Yaris Cross: S$704.12, 14 insurers
- Toyota C-HR: S$689.29, 14 insurers
- Mercedes-Benz A-Class: S$755.55, 15 insurers
- Mercedes-Benz GLA: S$822.26, 13 insurers
Their average lowest price is S$755.86. The Baleno is 3% above that. Four of the six are cheaper to insure, and two cost more. The gap is small, so your own details may well change the order.
Other Suzuki models are on the Suzuki car insurance page. The cheapest cars to insure page ranks models across makes.
Costs we cannot put a number on
These turn on your own use:
- Parking: season parking at your block or condo, plus parking at work and when you go out.
- Petrol: depends on your mileage and the pump price.
- ERP: depends on which roads you use and when.
- Wear and servicing: regular servicing, plus tyres, brakes and a battery over time. Ask about parts if the car is no longer sold new.
- Depreciation: depends on the price you pay and the COE years left.
Summary of yearly costs we can show
For the Suzuki Baleno, 1,298cc:
- Road tax: S$565.78 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$776.29 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,524.62
- Insurance, driver aged 27 with 30% NCD: from S$1,676.90
- Insurance, car 8 years old: from S$759.76
For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki Baleno
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki Baleno to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.