The Suzuki Spacia is a tall, small MPV with a 658cc engine. It comes in plain petrol versions and a mild hybrid Welcab Slope version. This page covers what each costs to buy, the yearly bills, and what car insurance looks like.
The insurance prices are examples for one stated driver, as of 1 November 2026. Only one insurer prices this car online, so they are a narrow guide.
Three versions on the list
The new-car list read on 2026-10-10 shows three versions. All are listed as MPVs, made in Japan, with a 658cc engine and 51bhp.
- Spacia Base Petrol 658 XFs: petrol
- Spacia Base Petrol 658 GFs: petrol
- Spacia Mild Hybrid 658 G Welcab Slope: petrol-electric
The price page prices the Spacia 658 G Welcab Slope, the version most of our insurers quote. Every insurance figure below is for that version.
Prices as listed
These are list prices as listed on 2026-10-10, each including COE on that day:
- 658 XFs: S$106,800
- 658 GFs: S$116,900
- 658 G Welcab Slope: S$161,000
The Welcab Slope costs far more than the two petrol versions. Dealers update prices after COE rounds, so ask for a current figure. Compare what each offer includes.
The COE rule
For the 658cc Spacia 658 G Welcab Slope, the price page states the rule. It needs a Category A COE if its power is 97kW (130bhp) or less. If its power is more, it needs a Category B COE.
Category A closed at S$132,004 in the October 2026 2nd round. Category B closed at S$131,901. The COE page has the latest results.
Road tax on 658cc
LTA's formula gives S$324.14 a year for a 658cc engine, before any age surcharge. All three versions share the engine size.
Once a car passes 10 years, the surcharge steps in:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
For a new car, that is some way off. The road tax page has the formula.
Insurance: one insurer online
The Suzuki Spacia price page prices this case:
- Car: Spacia 658 G Welcab Slope, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Just one insurer prices the Spacia online, with three plans. The lowest premium is S$763.00 a year. The others are S$798.96 and S$1,113.00. All include 9% GST.
The other 18 insurers on our panel have no online price for the Spacia yet. With one source, there is no market spread to compare online. You will likely need to ask other insurers for quotes with your own details.
Excess on the three plans
- S$763.00: S$5,000 excess
- S$798.96: S$750 excess
- S$1,113.00: S$5,000 excess
The second plan costs a little more than the first each year. In return, its excess is far smaller. That gap matters if you claim.
How the lowest price changes
The price page shows the lowest price when one detail changes:
- No NCD (0%): S$1,278.33, which is S$515.33 more
- 20% NCD: S$1,022.66, S$259.66 more
- A driver aged 27, 3 years' driving, 30% NCD: S$1,322.79, S$559.79 more
- A driver aged 65, 20 years' driving: S$764.22, S$1.22 more
- A new car, registered this year: S$791.35, S$28.35 more
- A car 8 years old: S$763.00, the same
The young driver case costs most, 73% above the standard driver. No NCD comes next. The older driver and an older car barely change the price. A brand-new Spacia costs a little more to insure.
Each figure comes from the same single insurer. Other insurers may weigh these details differently.
Against other 660cc cars
The price page compares six cars with similar engines, for the same driver and car age:
- Honda Life: S$718.77, 1 insurer
- Honda N-Box: S$654.92, 8 insurers
- Honda N-Box L: S$654.92, 9 insurers
- Honda S660 ALPHA: S$726.04, 10 insurers
- Mitsubishi i: S$799.43, 7 insurers
- Perodua Kancil: S$637.65, 2 insurers
Their average lowest price is S$698.62. The Spacia is 9% above that, and 5 of the six are cheaper to insure. Only the Mitsubishi i costs more. The Honda N-Box, a similar tall small car, has 8 insurers pricing it.
Other Suzuki models are on the Suzuki car insurance page. The cheapest cars to insure page ranks every make.
Costs that depend on you
No figure fits everyone for these:
- Parking: season parking at home, plus parking at work and when you go out.
- Petrol: depends on how far you drive and pump prices. One version has a mild hybrid system.
- ERP: depends on your routes and timing.
- Servicing: follow the maker's schedule. For the Welcab Slope, ask how the ramp is serviced and what the warranty covers.
- Depreciation: depends on what you pay and what the car fetches later.
Summary of yearly costs we can show
For the Suzuki Spacia 658 G Welcab Slope, 658cc:
- Road tax: S$324.14 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$763.00 a year, one insurer pricing (as of 1 November 2026)
- Insurance, no NCD: from S$1,278.33
- Insurance, driver aged 27 with 30% NCD: from S$1,322.79
- Insurance, a new car: from S$791.35
One-off costs, for reference: list prices from S$106,800 as listed on 2026-10-10. Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki Spacia
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki Spacia to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.