The Suzuki S-Cross is a compact SUV, sold new today as a 1.4 mild hybrid. Older 1.6 versions are on the road too, and that is the one most insurers quote. This page sets out the purchase price, the yearly bills and what drives them.
The insurance prices are examples for one stated driver, as of 1 November 2026. They are for comparing insurers. Your own price will depend on your details.
Current and older versions
The new-car list read on 2026-10-10 has one version. It is listed as an SUV, made in Hungary.
- S-Cross Mild Hybrid 1.4 Standard: petrol-electric, 1,373cc, 109bhp
Our quote form covers older cars too, so it lists three versions:
- S-Cross 1.0: 998cc
- S-Cross 1.0 1.4 Standard: 1,373cc
- S-Cross 1.6 GLX 2WD CVT: 1,586cc
The insurance prices and road tax below are for the 1.6 GLX 2WD CVT, the version most of our insurers quote. If you are buying the current 1.4, expect your figures to differ.
The list price
As listed on 2026-10-10, the S-Cross Mild Hybrid 1.4 Standard was S$209,888, including COE that day. Prices are revised after COE rounds, so ask for a fresh figure. Check what each offer includes when you compare.
COE for the 1.6
The price page gives the rule for the 1,586cc S-Cross 1.6 GLX. It needs a Category A COE if its power is 97kW (130bhp) or less. If it is more, it needs a Category B COE.
Category A closed at S$132,004 in the October 2026 2nd round and Category B at S$131,901. The COE page posts each new result.
Road tax on the 1.6
For the 1,586cc engine, LTA's formula gives S$734.68 a year, before any age surcharge. The current 1.4 has a smaller engine; the road tax page works out its figure.
After 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Car insurance from a full field
The Suzuki S-Cross price page prices this case:
- Car: S-Cross 1.6 GLX 2WD CVT, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
15 insurers price it online, with 23 plans. Only three on our panel have no online price for it. The lowest premium is S$763.00 a year. The insurer whose lowest plan costs most asks at least S$1,298.08. That is S$535.08 more, or 70% on top. The dearest plan on the page is S$1,925.04. All prices include 9% GST.
Every excess level is here
With so many plans, the page shows almost every excess you can find:
- S$0: one plan, at S$1,298.08
- S$300: three plans at the top of the range
- S$500 and S$600: most plans in the middle
- S$750 and S$1,200: one plan each
- S$2,500 and S$3,000: one plan each
- S$5,000: two plans, including the lowest premium
The lowest premium and the S$5,000 excess go together. The second plan, at S$834.72, carries S$1,200. Decide how much risk you want to carry yourself before you compare premiums.
What moves the lowest price
The price page shows the lowest price when one detail changes:
- No NCD (0%): S$1,401.94, which is S$638.94 more, with 16 insurers pricing
- 20% NCD: S$1,121.54, S$358.54 more
- A driver aged 27, 3 years' driving, 30% NCD: S$1,450.69, S$687.69 more
- A driver aged 65, 20 years' driving: S$838.11, S$75.11 more, with 14 insurers pricing
- A new car, registered this year: S$857.83, S$94.83 more, with 14 insurers pricing
- A car 8 years old: S$763.00, the same
The young driver case is the costliest, 90% above the standard driver. No NCD is close behind. A newer car costs a little more to insure, and an older one costs the same.
These are lowest prices only. Other plans can move by different amounts.
Similar cars side by side
The price page compares six cars with similar engines, for the same driver and car age:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Hyundai Kona: S$763.00
Their average lowest price is S$733.36. The S-Cross is 4% above that. Four of the six are cheaper to insure, and two match it. The differences are small enough that your own details could reorder them.
Other Suzuki models are on the Suzuki car insurance page. The cheapest cars to insure page covers all makes.
Costs with no fixed figure
These depend on you:
- Parking: season parking at home and work, plus short-term parking.
- Petrol: depends on how far you drive and pump prices. The current version has a mild hybrid system.
- ERP: depends on your routes and timing.
- Servicing: follow the maker's schedule, and ask what the warranty covers on a new car.
- Depreciation: depends on what you pay and what the car is worth later.
Summary of yearly costs we can show
For the Suzuki S-Cross 1.6 GLX 2WD CVT, 1,586cc:
- Road tax: S$734.68 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$763.00 a year, with a S$5,000 excess (as of 1 November 2026)
- Insurance, no NCD: from S$1,401.94
- Insurance, driver aged 27 with 30% NCD: from S$1,450.69
- Insurance, a new car: from S$857.83
One-off costs, for reference: the current 1.4 mild hybrid at S$209,888 as listed on 2026-10-10. Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki S-Cross
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki S-Cross to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.