The Suzuki Liana 1.6 is an older model that is no longer on sale new. If you own one or are pricing one up, this page lays out what it costs each year. It covers road tax, the COE rule and car insurance, then the costs only you can estimate.
The insurance prices are examples for one stated driver, as of 1 November 2026. Use them to compare insurers, not as your quote.
Which Liana
The new-car list has no entry for the Liana. So there is no list price, power figure or body type here.
The price page prices the Suzuki Liana 1.6, 1,585cc. That is the version most of our insurers quote.
COE rule
The price page says a 1,585cc Liana 1.6 needs a Category A COE if its power is 97kW (130bhp) or less. If its power is more, it needs a Category B COE.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. For a car this old, the COE comes into play when you weigh renewal against scrapping. The COE page shows newer rounds.
Road tax for 1,585cc
LTA's formula gives S$734.10 a year for a 1,585cc engine. That is before any surcharge for age.
As an older model, a Liana on the road now may well carry the surcharge:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Ask for the first registration date, so you know where the car sits. The road tax page works out the total.
The insurance picture
The Suzuki Liana price page prices these details:
- Car: Liana 1.6, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
For an older model, the field is wide. 11 insurers price it online, with 18 plans in all. The lowest premium is S$783.88 a year. The insurer whose lowest plan costs most asks at least S$1,229.61. That is S$445.73 more, or 57% on top. The dearest plan is S$1,827.74. All prices include 9% GST.
Seven insurers on our panel have no online price for the Liana. One does not offer this cover online, and one holds a price for a single reference driver only.
What the excess adds to the picture
The lowest premium carries a S$5,000 excess. The second-lowest, at S$824.76, carries S$600. The third carries S$1,200 and the fourth S$2,500. Higher up, three plans from one insurer carry S$300.
So the order by premium is far from the order by excess. If you would struggle to pay a large sum after an accident, the excess deserves as much weight as the premium.
The price under different details
The price page shows the lowest price with one change at a time:
- No NCD (0%): S$1,567.76, which is S$783.88 more
- 20% NCD: S$1,254.21, S$470.33 more
- A driver aged 27, 3 years' driving, 30% NCD: S$1,622.29, S$838.41 more
- A driver aged 65, 20 years' driving: S$901.30, S$117.42 more, with 10 insurers pricing
- A new car, registered this year: S$827.51, S$43.63 more
- A car 8 years old: S$763.00, S$20.88 less
With no NCD, the lowest price exactly doubles. The young driver pays a little more still, 107% above the standard driver. An older car brings the lowest price down slightly.
Only lowest prices are shown. Other plans may move by different amounts.
The lowest figure also comes from different insurers in different cases. So the insurer that is lowest for you may not be the one that is lowest for the standard driver. That is a reason to compare with your own details rather than rely on one example.
Measured against similar cars
The price page compares six cars of similar engine size, for the same driver and car age:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Hyundai Kona: S$763.00
Their average lowest price is S$733.36. The Liana is 7% above that, and all 6 are cheaper to insure. The gap to the dearest of them is small, though, and the Liana's lowest premium carries a large excess.
Other Suzuki models are on the Suzuki car insurance page. The cheapest cars to insure page ranks every make.
Costs that turn on how you live
No single figure fits these:
- Parking: your season parking plus parking at work and around town.
- Petrol: tied to mileage and the pump price.
- ERP: tied to your routes and timing.
- Maintenance: an older car may need more parts as it ages. Ask a workshop about supply for this model.
- Depreciation: tied to the price you pay and the COE life left.
Summary of yearly costs we can show
For the Suzuki Liana 1.6, 1,585cc:
- Road tax: S$734.10 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$783.88 a year, with a S$5,000 excess (as of 1 November 2026)
- Insurance, no NCD: from S$1,567.76
- Insurance, driver aged 27 with 30% NCD: from S$1,622.29
- Insurance, car 8 years old: from S$763.00
For context, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki Liana
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki Liana to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.