The Suzuki Lapin is a small car with a 657cc engine. It is not sold new here, so it is bought used. For a car this size, the yearly running bills are modest, and insurers price it widely. This page gives the figures and what moves them.
The insurance prices are examples for one stated driver, as of 1 November 2026. They are for comparison only. Your own quote depends on your details.
Listing status
The new-car list has no entry for the Lapin. There is therefore no list price, power figure or body type to report.
The price page prices the Suzuki Lapin, 657cc, the version most of our insurers quote.
Two small yearly bills and one big one-off
Road tax
For 657cc, LTA's formula gives S$323.94 a year, before any age surcharge. That is close to the lowest road tax a petrol car can pay.
Older cars pay a surcharge on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page does the sum for any age.
COE
The price page states the rule for a 657cc Lapin. It needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. Next to the yearly bills, the COE is the large cost, and it returns only if you renew. The COE page shows later rounds.
Insurance: a broad choice
The Suzuki Lapin price page prices this case:
- The car: Suzuki Lapin, 657cc, registered 3 years ago, private use, comprehensive cover
- The driver: aged 40, married, office job, driving 10 years
- The record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
11 insurers price the Lapin online, with 19 plans. The lowest premium is S$706.32 a year. The insurer whose lowest plan costs most asks at least S$1,113.59. That is S$407.27 more, or 58% on top. The single dearest plan is S$1,656.09. All prices include 9% GST.
Eight insurers on our panel have no online price for the Lapin. One holds a price for a single reference driver only.
Reading the excess
Near the bottom of the list, four plans sit within about sixty dollars of each other. Their excesses are S$500, S$1,200, S$2,500 and S$5,000. So the premium alone tells you little.
At the top end, three plans from one insurer carry a S$300 excess. They cost more each year but ask less of you at claim time. Most plans in between carry S$600.
Plan names also hint at differences in cover. Some are collision-only or basic tiers; others are fuller plans from the same insurer. The price page lists each plan's name, so you can check what you would get for the money. Comparing like with like matters as much as the headline premium.
When your details differ
The price page shows the lowest price if one thing changes:
- No NCD (0%): S$1,230.09, which is S$523.77 more
- 20% NCD: S$984.07, S$277.75 more
- A driver aged 27, 3 years' driving, 30% NCD: S$1,272.87, S$566.55 more
- A driver aged 65, 20 years' driving: S$763.00, S$56.68 more, with 10 insurers pricing
- A new car, registered this year: S$638.48, S$67.84 less, with 10 insurers pricing
- A car 8 years old: S$709.59, S$3.27 more
The young driver case costs most, 80% above the standard driver. No NCD is close. A newer car is a little cheaper to insure. An 8-year-old car is almost level with the standard case.
These are lowest prices only. Other plans may change by more or less.
The Lapin among other small cars
The price page compares six cars with similar engines, for the same driver and car age:
- Honda Life: S$718.77, 1 insurer
- Honda N-Box: S$654.92, 8 insurers
- Honda N-Box L: S$654.92, 9 insurers
- Honda S660 ALPHA: S$726.04, 10 insurers
- Mitsubishi i: S$799.43, 7 insurers
- Perodua Kancil: S$637.65, 2 insurers
These average S$698.62. The Lapin is just 1% above that. Three are cheaper to insure and three cost more. With 11 insurers, the Lapin has more prices behind it than any car on this list.
Other Suzuki models are on the Suzuki car insurance page. For every make, see the cheapest cars to insure page.
Everyday costs you control
These have no single figure:
- Parking: season parking at home and work, plus parking on errands.
- Petrol: depends on how much you drive and on pump prices.
- ERP: depends on routes and timing.
- Servicing and parts: routine servicing plus tyres, brakes and a battery. As the model is not sold new, ask a workshop about parts.
- Depreciation: depends on the price you pay and the COE years left.
Summary of yearly costs we can show
For the Suzuki Lapin, 657cc:
- Road tax: S$323.94 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$706.32 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,230.09
- Insurance, driver aged 27 with 30% NCD: from S$1,272.87
- Insurance, a new car: from S$638.48
For context, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki Lapin
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki Lapin to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.