The Suzuki Kei is a small car with a 658cc engine, long gone from showrooms. If you have one or are eyeing one, its costs come down to a few yearly bills. The catch is insurance: only two insurers price it online.
Insurance prices here are examples for one stated driver, as of 1 November 2026. With so few prices, they are a starting point, not a full picture.
No new-car entry
The new-car list has no entry for the Kei on sale now. So there is no list price, power figure or body type to give.
The price page prices the Suzuki Kei, 658cc, the version most of our insurers quote.
Road tax is the easy part
LTA's formula gives S$324.14 a year for a 658cc engine, before any age surcharge. That keeps this bill small.
Any Kei on the road now is likely to be an older car. The surcharge after 10 years is:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Even at the top step the sum stays modest. The road tax page works out the exact amount for a given age.
COE: what the price page says
A 658cc Kei needs a Category A COE if its power is 97kW (130bhp) or less, according to the price page. With more power, it needs a Category B COE.
Category A closed at S$132,004 in the October 2026 2nd round, and Category B at S$131,901. On a car this old, the COE matters when you decide whether to renew it. The COE page keeps the latest results.
Insurance with a short list
The Suzuki Kei price page prices one case:
- Car: Suzuki Kei, 658cc, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Only 2 insurers price the Kei online, with one plan each. The lower premium is S$725.02 a year. The other is S$812.24, which is S$87.22 more, or 12% on top. The second price is marked as an estimate. Both include 9% GST.
Seventeen insurers on our panel have no online price for the Kei. Most have none for this model yet. One does not list it on its online quote. That does not mean nobody will insure it. It means you may need to ask for quotes directly with your own details.
Two plans, two excesses
The lower premium carries a S$1,200 excess. The higher one carries S$600. So the plan that costs less each year asks you to pay twice as much towards a claim. If you rarely claim, the lower premium may suit you. If a large out-of-pocket bill would hurt, the lower excess counts for more.
How the two prices shift
The price page shows the lower of the two prices when one thing changes:
- No NCD (0%): S$1,440.59, which is S$715.57 more
- 20% NCD: S$1,154.65, S$429.63 more
- A driver aged 27, 3 years' driving, 30% NCD: S$1,358.58, S$633.56 more
- A driver aged 65, 20 years' driving: S$827.50, S$102.48 more, with only 1 insurer pricing
- A new car, registered this year: S$771.29, S$46.27 more
- A car 8 years old: S$709.59, S$15.43 less
With no NCD, the lowest price rises by 99%, close to double. The young driver is not far behind. For the older driver, only one insurer gives a price, so there is nothing to compare.
Note that the lower price comes from a different insurer in some of these cases. With two insurers, small changes in your details can swap the order.
Against similar small cars
The price page compares six cars with similar engines, for the same driver and car age:
- Honda Life: S$718.77, 1 insurer
- Honda N-Box: S$654.92, 8 insurers
- Honda N-Box L: S$654.92, 9 insurers
- Honda S660 ALPHA: S$726.04, 10 insurers
- Mitsubishi i: S$799.43, 7 insurers
- Perodua Kancil: S$637.65, 2 insurers
Their average lowest price is S$698.62. The Kei costs 4% more than that. Four of the six are cheaper to insure. The gaps are small, and the Kei's figure rests on just two insurers.
Other Suzuki models are on the Suzuki car insurance page. The cheapest cars to insure page ranks models across makes.
What you will have to estimate
These costs vary by owner:
- Parking: season parking at home, plus parking at work and on errands.
- Petrol: depends on how far you drive and the pump price.
- ERP: depends on routes and timing.
- Parts and servicing: for an old, rare model, ask a workshop whether parts are easy to get.
- Depreciation: depends on the price you pay and the COE years left on the car.
Summary of yearly costs we can show
For the Suzuki Kei, 658cc:
- Road tax: S$324.14 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$725.02 a year, 2 insurers pricing (as of 1 November 2026)
- Insurance, no NCD: from S$1,440.59
- Insurance, driver aged 27 with 30% NCD: from S$1,358.58
- Insurance, car 8 years old: from S$709.59
For context, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Suzuki Kei
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Suzuki Kei to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.