The Subaru R1 i is a very small car with a 658cc engine. It is long out of showrooms and rare on Singapore roads. If you own one, or are looking at one, this page sets out what it costs to keep each year.
The insurance figures are examples for one stated driver, as of 1 November 2026. They show how insurers compare. Your own price depends on your details.
On the quote form
The new-car list has no entry for the R1 i. So there is no list price, power figure or body type here.
The Subaru R1 i price page prices the R1 i with its 658cc engine. That is the version most of our insurers quote.
Road tax: one of the lowest
Road tax follows engine size, and 658cc is very small. LTA's formula gives S$324.14 a year before any surcharge.
An R1 i on the road now is likely to be past ten years. The surcharge then applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Even at the top step, the yearly road tax stays low next to most cars. The road tax page has the formula.
Which COE category
The price page gives a two-way rule for the 658cc R1 i:
- Category A if its power is 97kW (130bhp) or less: S$132,004 in the October 2026 2nd round
- Category B if its power is more: S$131,901 in the same round
Your car's papers show which applies. The COE page has the latest round.
Insurance for the standard driver
The price page assumes:
- Car: R1 i, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Workshop: authorised, no options
8 insurers price it online. The lowest premium is S$735.71 a year. The insurer whose lowest plan costs most asks at least S$1,010.68. That is S$274.97 more, or 37% on top. The dearest plan on the page is S$1,113.00. Prices include 9% GST.
That is a narrow spread compared with many cars. Several premiums near the bottom sit within a few dollars of each other. Two insurers on our panel have no online price: one does not offer this cover online, and one prices a single standard driver only.
Same price, different excess
Two plans cost S$763 each. One carries a S$5,000 excess and the other S$750. The lowest premium, S$735.71, carries S$600. The plan at S$767.71 carries S$1,200. So with prices this close, the excess is what sets the plans apart. The page's dearest plan also carries a S$5,000 excess.
When the details change
The lowest price for each case, with everything else held the same:
- No NCD (0%): S$1,205.97, S$470.26 more, 9 insurers
- 20% NCD: S$964.77, S$229.06 more, 9 insurers
- Driver aged 27, 3 years' driving, 30% NCD: S$1,247.92, S$512.21 more, 9 insurers
- Driver aged 65, 20 years' driving: S$763.00, S$27.29 more, 7 insurers
- Car registered this year: S$743.11, S$7.40 more
- Car 8 years old: S$700.27, S$35.44 less
The young driver raises the lowest price by 70%. That is a smaller jump than for many cars. Losing NCD comes close behind. The older driver and the car's age make little difference.
The insurer with the lowest price changes from case to case on this page. For no NCD, a young driver or an older driver, a different insurer comes out lowest. That is a sign your own details can reorder the list.
Small car, small sums
For an R1 i, both fixed yearly bills are modest. Road tax is among the lowest any car pays. Insurance for the page's driver sits in a narrow band, with most lower plans close together. That makes the excess and plan terms the main points of difference. A low premium with a S$5,000 excess can cost far more in a bad year than a slightly dearer plan with a S$600 excess. Weigh how often you expect to claim, and what you could pay at once.
Against other small cars
The price page compares the R1 i with six cars of similar engine size, same driver and car age:
- Mitsubishi i: S$799.43
- Honda S660 ALPHA: S$726.04
- Honda Life: S$718.77
- Honda N-Box: S$654.92
- Honda N-Box L: S$654.92
- Perodua Kancil: S$637.65
Their average lowest price is S$698.62. The R1 i costs 5% more than that. Five of the six are cheaper to insure; only the Mitsubishi i costs more. Some of these cars have only one or two insurers quoting online. Other Subaru models are on the Subaru car insurance page.
Costs that depend on the owner
No single figure fits these.
- Parking: season parking at home, plus charges elsewhere.
- Petrol: set by distance and pump prices.
- ERP: depends on routes and timing.
- Servicing and parts: for a rare model, ask how parts are found and how long they take.
- Depreciation: on a used car, set by the price and the COE time left.
Summary of yearly costs we can show
Subaru R1 i, as of 1 November 2026:
- Road tax: S$324.14 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$735.71 a year
- Insurance, no NCD: from S$1,205.97
- Insurance, a car 8 years old: from S$700.27
COE in the October 2026 2nd round: S$132,004 for Category A, S$131,901 for Category B.
Before you buy: car insurance for the Subaru R1 i
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Subaru R1 i to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.