The Perodua Kelisa is a small hatchback with a 989cc engine. It is no longer sold new, so this guide is for owners and buyers of used cars. It looks at what the facts let us show: the COE rule, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. They show how insurers compare for that driver, not what you will pay.
What is listed
The new-car list has no entry for the Kelisa on sale now. So this guide gives no list price, power or body type. The price page prices the Kelisa 1.0, with its 989cc engine, and the figures below follow from that.
COE category
The price page says the Kelisa 1.0 needs a Category A COE if its power is 97kW (130bhp) or less. With more power, it would need a Category B COE. In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901.
For a car of this age, the years left on its current COE matter far more. Check the expiry date first. The COE page lists recent results.
Road tax on 989cc
LTA's formula, checked 2026-10-19, gives S$388.84 a year for a 989cc engine, before any surcharge. That sits near the low end of the scale.
Cars over 10 years old pay a surcharge:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Most Kelisas on the road now are likely to pay one of these. The road tax page covers other engines.
A wide field of insurers
The Perodua Kelisa price page prices one case:
- Car: Kelisa 1.0, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Unusually for an old model, 10 insurers price it online. The lowest premium is S$637.65 a year. The insurer whose lowest plan costs most asks at least S$892.45, which is S$254.80 or 40% more. The dearest plan on the page is S$1,113.00. All prices include 9% GST.
The lower half of the list is tightly packed. Several premiums sit within a short distance of each other, so plan details carry more weight.
Excess: from S$500 to S$5,000
The excess is what you pay yourself on a claim. Most plans here, seven of them, carry S$600. Three carry S$500. At the other end, two plans carry S$5,000 and one S$2,500. A plan with a S$5,000 excess means most small repairs would come out of your pocket.
Insurers without a price
The page lists 8 insurers with no online price. Six have no price for this model yet. One does not offer this cover online, and one holds a price for a single standard driver only.
How the premium shifts
The page changes one detail at a time:
- No NCD (0%): S$1,205.97, which is S$568.32 more
- 20% NCD: S$964.77, which is S$327.12 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,247.92, which is S$610.27 more
- Driver aged 65, 20 years' driving: S$720.11, which is S$82.46 more
- New car, registered this year: S$595.16, which is S$42.49 less
- Car 8 years old: S$624.07, which is S$13.58 less
The young driver's price rises most, by 96%. Losing the NCD comes close to that. Both a newer and an older car lower the lowest price.
The older-driver line has 8 insurers pricing, and the 8-year-old car has 9, against 10 for the standard case. With a field this size, the lowest figure on each line rests on a fair spread of prices.
Remember these are lowest prices only. A plan further up the list may react differently to the same change. When you get quotes, change one detail at a time, as the page does, to see which ones matter for you.
Against other small cars
The price page compares the Kelisa with six cars of about a litre, same driver and car age:
- Citroen C3: S$772.76
- Audi Q2: S$763.00
- Audi A1: S$757.60
- Chery A1: S$757.60
- Chery QQ: S$750.03
- Daihatsu Copen: S$630.09
The six average S$738.51 at their lowest. The Kelisa is 14% below that, and only one of them, the Daihatsu Copen, is cheaper to insure. Even then the gap is small. The car insurance page lists other makes.
Costs you will have to gauge
- Petrol: depends on distance and pump prices; a small engine helps keep it down.
- Parking: season parking at your HDB block or condo, plus parking at work and elsewhere.
- ERP: set by the roads you take and when.
- Parts and repairs: an older car can need more of both. Ask a workshop what parts it can still find.
- Depreciation: on a used car this age, the price you pay and the COE years left decide it.
Summary of yearly costs we can show
For the Perodua Kelisa 1.0:
- Road tax: S$388.84 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$637.65 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,205.97
- Insurance, car 8 years old: from S$624.07
For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Perodua Kelisa
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Perodua Kelisa to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.