For the standard driver on its price page, the Qashqai costs less to insure than every one of the six similar cars it is compared with. That makes it a useful case to look at closely. This guide goes through what a Qashqai costs on each line, then how it sits against those rivals.
The insurance figures are examples for one stated driver, read on 20 October 2026. Your own price depends on your details. Read these as a guide to scale, not a quote.
The Qashqai on sale
The new-car list read on 2026-10-10 shows one Qashqai, an SUV made in the UK:
- Qashqai Mild Hybrid 1.3 Turbo Prestige: petrol-electric, 1,332cc, 156bhp
Our quote form lists older versions too, with engines of 1,197cc, 1,598cc and 1,997cc, plus the Qashqai+2. The insurance figures are for the Qashqai 1.3 DIG-T, 1,332cc, the version most insurers on our panel quote.
List price
As listed on 2026-10-10, the 1.3 Turbo Prestige was S$234,800, COE included. That figure moves with each COE round. When you have offers in hand, check what each one includes before you compare.
COE
For the 1.3 DIG-T with its 1,332cc engine, the price page gives the rule. It needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. The COE page shows each round as it closes.
Road tax
The 1,332cc engine puts road tax at S$585.72 a year under LTA's formula, before any age surcharge.
The surcharge on cars over 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Older Qashqai versions with other engine sizes pay a different base rate. The road tax page has them.
Insurance for the standard driver
The Nissan Qashqai price page prices this profile:
- Car: Qashqai 1.3 DIG-T, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no add-ons
14 insurers give a price. The lowest is S$590.12 a year. The insurer whose lowest plan is dearest asks at least S$1,375.13, S$785.01 more, or 133% on top. All prices include 9% GST. Two insurers on our panel have no online price for the Qashqai yet.
Excess
Most plans here carry a S$600 excess, the part of a claim you pay. The range is S$0 to S$3,000. The lowest-priced plan allows any workshop or an authorised one.
When the driver or the car changes
The price page's lowest prices with one detail changed:
- No NCD (0%): S$1,161.94, S$571.82 more
- 20% NCD: S$993.88, S$403.76 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,111.24, S$521.12 more
- Driver aged 65, 20 or more years' driving: S$590.12, the same
- New car, registered this year: S$608.20, S$18.08 more
- Car 8 years old: S$545.00, S$45.12 less
The NCD is the big lever on this car. Without it, the lowest price is 97% higher, close to double. A young driver also pays far more. These are lowest prices only.
The six rivals one by one
Each figure is the lowest price for the same driver and car age.
Mazda 3
The Mazda 3 has a lowest price of S$927.36, from 12 insurers. It has a 1,496cc engine. Of the six rivals, it costs the most to insure for this driver.
BMW X1
The BMW X1, with a 1,499cc engine, is priced from S$811.71 by 15 insurers. It costs more than the Qashqai for this driver.
Mercedes-Benz GLB
The Mercedes-Benz GLB shares the Qashqai's 1,332cc engine size. Its lowest price is S$787.96, from 11 insurers.
Mercedes-Benz C-Class
The Mercedes-Benz C-Class, at 1,497cc, has a lowest price of S$749.93 from 14 insurers.
Honda Freed and Toyota Sienta
The Honda Freed is priced from S$642.42 by 14 insurers. The Toyota Sienta comes in at S$604.07 from 15 insurers. Both have 1,496cc engines. They are the nearest to the Qashqai on insurance, but both still cost more.
How they compare at a glance
- Nissan Qashqai: from S$590.12, 14 insurers
- Toyota Sienta: from S$604.07, 15 insurers
- Honda Freed: from S$642.42, 14 insurers
- Mercedes-Benz C-Class: from S$749.93, 14 insurers
- Mercedes-Benz GLB: from S$787.96, 11 insurers
- BMW X1: from S$811.71, 15 insurers
- Mazda 3: from S$927.36, 12 insurers
The six rivals average S$753.91. The Qashqai is 22% below that. On cost alone, it suits a driver with a full NCD who wants a low insurance bill. A driver without NCD will see the gap shrink a lot, so quote your own details. Nissan's other models are on the Nissan car insurance page.
The costs you set
- Parking: your season rate at home, plus work and mall parking. Check your HDB block or condo.
- Petrol: depends on how far you go and the pump price. The mild hybrid adds an electric motor.
- ERP: depends on your routes and times.
- Servicing: the maker's schedule, plus tyres, brakes and a battery over the years.
- Depreciation: depends on what you pay and what the car fetches later.
Summary of yearly costs we can show
For the Qashqai 1.3, dated as shown:
- Road tax: S$585.72 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$590.12 a year (20 October 2026)
- Insurance, no NCD: from S$1,161.94
- Insurance, car 8 years old: from S$545.00
For reference, the 1.3 Turbo Prestige was listed at S$234,800 on 2026-10-10. The COE in the October 2026 1st round was S$130,001 for Category A or S$130,100 for Category B.
Before you buy: car insurance for the Nissan Qashqai
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Nissan Qashqai to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.