The MINI John Cooper Works Convertible pairs a soft top with a 2.0 litre petrol engine. If one is on your list in Singapore, here is what we can show about its costs, from list price to yearly insurance.
The insurance prices are examples for one stated driver, as of 1 November 2026. They are useful for comparing. They are not a quote for you.
On the new-car list
The new-car list read on 2026-10-10 has one version:
- JCW Convertible 2.0: petrol, 1,998cc, 228bhp
It is listed under Sports, made in the U.K. Our quote form prices the JCW Convertible 2.0 (1,998cc), and the premiums below are for it.
What it was listed at
As listed on 2026-10-10, the JCW Convertible 2.0 was S$353,888, COE included that day. Expect dealers to revise prices after each COE round, and check what an offer includes.
Its COE category
The engine decides it. The price page says that with a 1,998cc engine, above 1,600cc, this car needs a Category B COE. In the October 2026 2nd round, Category B closed at S$131,901. The COE page has later rounds.
Annual road tax
For 1,998cc, LTA's formula gives S$1,209.76 a year, checked on 2026-10-19, before any age surcharge.
Cars past 10 years pay more:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page covers other engines.
Car insurance, standard case
The MINI John Cooper Works Convertible price page prices:
- Car: JCW Convertible 2.0, 3 years old, private use, comprehensive
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
4 insurers price it online, across five plans. The lowest premium is S$1,310.88 a year. The insurer whose lowest plan costs most asks at least S$1,442.07. That is S$131.19 more, or 10% on top. All prices include 9% GST.
That is a narrow spread. The four lowest plans all fall between S$1,310.88 and S$1,442.07. The top plan on the page, a second plan from one insurer, is S$1,754.79.
Why the excess matters here
When premiums sit this close, the excess can decide which plan costs you less overall. On this page:
- The lowest premium carries a S$500 excess.
- The next carries S$600.
- One plan, marked as an estimate, carries S$0.
- The insurer with the dearest lowest plan carries S$3,000.
So the gap between the highest and lowest premium is small, but the excess gap is large.
Ten insurers on our panel have no online price for this car. Most have no rate for the model yet. One does not list it on its online quote. Another holds a price for one standard driver only, so it cannot price your details.
The premium when things change
The page's lowest price when one detail changes:
- No NCD (0%): S$2,607.77, S$1,296.89 more, from 6 insurers
- 20% NCD: S$2,087.50, S$776.62 more, from 6 insurers
- Aged 27, 3 years' driving, 30% NCD: S$2,115.04, S$804.16 more, from 7 insurers
- Aged 65, 20 years' driving: S$1,442.07, S$131.19 more
- New car, registered this year: S$1,325.48, S$14.60 more
- Car 8 years old: S$1,269.72, S$41.16 less, from 6 insurers
Losing NCD costs most. The lowest price rises by 99%, nearly double. The young driver row adds less than that here.
Notice that more insurers price some changed rows than the standard one. The young driver case draws 7.
The older driver row matches the dearest standard figure, S$1,442.07, from 4 insurers. And the car's age moves the lowest price only a little in either direction. Who drives matters more than how old the car is.
Similar cars on the price page
For the same driver and car age:
- Toyota Harrier: S$763.00
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Lexus NX: S$970.26
- Lexus RX: S$921.75
Their average lowest price is S$844.64. The JCW Convertible costs 55% more, and all 6 cost less to insure on these details. Each rival also draws prices from 14 to 16 insurers, against 4 here, so its buyers have a wider field to compare.
The same driver, then, pays noticeably more to insure this convertible than a larger 2.0 litre family car or executive saloon. More MINI models sit on the MINI car insurance page.
Spending that is up to you
- Petrol: depends on how far you drive and pump prices.
- Parking: season parking at home, and other parking. A soft top may shape where you choose to park.
- ERP: your routes and timing.
- Upkeep: the maker's schedule, plus tyres, brakes and the roof's care over time.
- Depreciation: set by the price you pay and the later resale.
Summary of yearly costs we can show
For the MINI JCW Convertible 2.0, with dates:
- Road tax: S$1,209.76 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,310.88 a year (1 November 2026)
- Insurance, no NCD: from S$2,607.77
- Insurance, a car 8 years old: from S$1,269.72
One-off costs, for reference: S$353,888 as listed on 2026-10-10, COE included. The Category B COE in the October 2026 2nd round was S$131,901.
Before you buy: car insurance for the MINI John Cooper Works Convertible
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the MINI John Cooper Works Convertible to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.