The MINI Buckingham is a special edition, and the new-car list has no entry for it on sale now. If you own one or are looking at a used example, this guide sets out the yearly costs we can put a number on.
The insurance prices are examples for one stated driver, read on 1 November 2026. They show how prices compare. Your quote will reflect your own details.
What we can say about the car
Because the new-car list has no current entry, this guide gives no list price, power figure or body type. The price page prices one version, the MINI Buckingham 1.5 with a 1,498cc engine. It is the version most of our insurers quote, and all the figures below are for it.
The COE rule
A replacement or renewed car still sits under Singapore's COE rules. The price page states them for this version. With a 1,498cc engine, the Buckingham 1.5 needs a Category A COE if its power is 97kW (130bhp) or less. If it has more power, it needs a Category B COE.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. Rounds move these sums often. See the COE page for the latest.
Yearly road tax
For a 1,498cc engine, LTA's formula gives S$683.08 a year, checked on 2026-10-19. That is before any age surcharge.
An older car pays more. The surcharge steps up each year past the tenth:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
If your car is near that age, the surcharge is worth adding to your sums. The road tax page works it out.
Car insurance on standard details
The MINI Buckingham price page prices this set of details:
- Car: Buckingham 1.5, registered 3 years ago, private use, comprehensive
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD and no claims
- Repairs: authorised workshop, no options
6 insurers give an online price. The lowest is S$732.51 a year. Among the six, the one whose lowest plan costs most asks at least S$1,153.55. That is S$421.04 more, or 57% on top. All figures include 9% GST.
The page lists nine plans in all, since some insurers offer more than one. The highest plan on the page is S$1,521.71.
Excess, plan by plan
The excess runs from S$500 to S$2,500. The lowest premium carries a S$1,200 excess. The second lowest, at S$830.71, carries S$2,500. Most of the middle plans carry S$600, and the top two carry S$500. So the lower premiums here tend to come with bigger excesses. Weigh the two together.
Thirteen insurers on our panel have no online price for this model. Most simply have no rate for it yet. One holds a price for a single standard driver only, so it cannot price your details. With six insurers left, you still have a fair spread to compare, but fewer than for many common cars.
Note too that four of the plans on the page are marked as estimates. An estimate can move once the insurer sees your full details.
Changing one detail
The page gives the lowest price with one detail changed:
- No NCD (0%): S$1,561.51, S$829 more
- 20% NCD: S$1,230.62, S$498.11 more
- Aged 27, 3 years' driving, 30% NCD: S$1,703.93, S$971.42 more
- Aged 65, 20 years' driving: S$984.48, S$251.97 more, from 5 insurers
- New car, registered this year: S$779.25, S$46.74 more
- Car 8 years old: S$716.91, S$15.60 less
The young driver row costs most, at 133% above the standard figure. Dropping to no NCD comes next.
The car's age barely moves the lowest price. That matters for a model bought used, since an older Buckingham does not cost more to insure on these figures.
How it sits against similar cars
The price page sets it beside six similar cars, for the same driver and car age:
- Mercedes-Benz GLB: S$822.26
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Mazda 3: S$730.18
- Toyota Corolla Altis: S$713.21
- Toyota Sienta: S$674.30
Their average lowest price is S$743.24. The Buckingham costs 1% less than that. Three of the six are cheaper to insure, and three cost more. So it sits in the middle of this group. If insurance weighs heavily in your budget, the gap to any one rival is small either way.
The rivals draw prices from 10 to 16 insurers each, against 6 for the Buckingham. More MINI models are on the MINI car insurance page.
Costs we leave to you
These costs depend on how and where you drive. No single figure fits every owner, so we give none.
- Parking: season parking where you live, and at work or in town.
- Petrol: turns on your mileage and pump prices.
- ERP: set by your routes and timing.
- Servicing: follow the maker's schedule. For an older or rarer car, ask how easily parts can be sourced.
- Depreciation: on a used car, it depends on what you pay and how much COE life is left.
Summary of yearly costs we can show
For the MINI Buckingham 1.5, with dates:
- Road tax: S$683.08 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$732.51 a year (1 November 2026)
- Insurance, no NCD: from S$1,561.51
- Insurance, a car 8 years old: from S$716.91
For reference, the COE in the October 2026 2nd round was S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the MINI Buckingham
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the MINI Buckingham to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.