The Mazda Axela Sport 15C is a car you would buy used in Singapore, as the new-car list has no entry for it. Its road tax is modest, and for a driver with a full no-claim discount, so is its insurance. Without that discount, the picture changes. This page sets out the figures.
All insurance prices are examples for one stated driver, read on 20 October 2026. They show how costs compare and what moves them. Your quote will depend on your details.
The version on our form
Our quote form lists one version:
- Axela Sport 15C: 1,496cc
There is no list price. Every figure below is for the 15C. Check that the car you are looking at has the same engine size on its papers.
COE
For the Axela Sport 15C, with a 1,496cc engine, the category depends on power. The price page's COE section says it needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. These change every round; the COE page has the latest. On a used car, check how long the current COE has left.
Road tax
For a 1,496cc engine, LTA's formula gives S$681.90 a year, before any age surcharge.
The surcharge for older cars:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The registration date on the car's papers tells you which step, if any, applies. The road tax page shows the base sum for other engines.
Insurance for the example driver
The Mazda Axela Sport price page prices this case:
- Car: Axela Sport 15C, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no add-ons
12 insurers price it. The lowest premium is S$586.41. The insurer with the dearest lowest plan asks at least S$1,242.97. That is S$656.56 more, or 112% on top. All prices include 9% GST.
So the dearest is more than double the lowest. Four insurers that price cars online have no online price for the Axela Sport yet. The twelve that do still cover a wide range, so it pays to look past the first few prices on the page.
Excess
The excess is what you pay on each claim. Ten of the 18 plans carry S$600. Two ask S$500, two S$750 and three S$800. One has no excess, and none goes above S$800.
The narrow band makes plans easier to compare. Even so, read what each one covers, as cover can differ when excesses match.
The NCD makes the difference
The price page reprices the car with one change:
- No NCD (0%): S$1,050.84, S$464.43 more
- 20% NCD: S$987.63, S$401.22 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,050.84, S$464.43 more
- Driver aged 65, 20 or more years' driving: S$586.41, the same
- New car, registered this year: S$604.07, S$17.66 more
- Car 8 years old: S$545.00, S$41.41 less
With no NCD, the lowest price is 79% higher. Even 20% NCD leaves it S$401.22 above the base case. The younger driver lands on the same figure as no NCD.
The 65-year-old pays the same as the base driver. Car age has a small effect: an 8-year-old car saves S$41.41, and a new one adds S$17.66. These are lowest prices only. The plans behind them differ from row to row, and dearer plans may move by other amounts.
So on this car, a driver with a full NCD pays far less than one starting out. If you are newer to driving, budget nearer S$1,050.84 than S$586.41. And if you hold a full discount from another car, have proof of it ready, as it carries across.
Against similar cars
The price page compares six similar cars for the same driver and car age:
- BMW X1: S$811.71
- Mercedes-Benz GLB: S$787.96
- Hyundai Kona: S$721.59
- Toyota Corolla Altis: S$642.42
- Honda Freed: S$642.42
- Toyota Sienta: S$604.07
They average S$701.70. The Axela Sport costs 16% less, and none of the six is cheaper to insure. The Sienta comes closest. Other Mazda models are on the Mazda car insurance page, and the cheapest cars to insure page ranks models across the market.
Costs that depend on you
These vary by owner, so we give no figures:
- Parking: season parking at your HDB block or condo, plus work and errands.
- Petrol: depends on how far you drive and the pump price.
- ERP: depends on your routes and times.
- Servicing and repairs: on a used car, ask for the service record and what is due next.
- Depreciation: depends on the price you pay and the COE years left.
Summary of yearly costs we can show
For the Mazda Axela Sport 15C, dated as shown:
- Road tax: S$681.90 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$586.41 a year (20 October 2026)
- Insurance, 20% NCD: from S$987.63
- Insurance, no NCD: from S$1,050.84
- Insurance, car 8 years old: from S$545.00
For reference, the October 2026 1st round closed at S$130,001 for Category A and S$130,100 for Category B.
Before you buy: car insurance for the Mazda Axela Sport
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mazda Axela Sport to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.