The Kia EV9 is a large electric SUV, and in Singapore it carries a large set of bills to match. The list price is high. So is road tax, because an electric car pays by motor power and the EV9's motor is strong. Insurance sits above most electric rivals too.
This guide works through each figure. Insurance prices are examples for one stated driver, read on 1 November 2026. Use them to compare; your own quote will vary.
One version, the GT-Line
The new-car list read on 2026-10-10 shows a single version:
- Kia EV9 Electric GT-Line 99.8 kWh: an electric SUV made in Korea, with a 380bhp motor
The price page quotes the same EV9 GT-Line 99.8 kWh. All figures below match that one car.
What it costs on the list
As listed on 2026-10-10, the EV9 GT-Line was S$299,999, with COE included that day.
List prices change after COE rounds. Ask for a current price, and check each offer covers the same items, such as charging equipment.
The COE rule
For electric cars, the category depends on motor power. The price page says the EV9 needs a Category A COE if its motor is 110kW (147bhp) or less, and a Category B COE if it is more powerful.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. See the COE page for the latest round.
Road tax: the surprise for many buyers
An electric car's road tax follows its motor power. For the EV9's 380bhp (283kW) motor, LTA's formula gives S$3,914.02 a year, checked on 2026-10-19. That is before any age surcharge.
That is more than twice the lowest insurance premium on the price page. Many people expect electric cars to be cheap on road tax; for a powerful one, that is not so.
The age surcharge applies after 10 years:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page explains the formula for electric motors.
Insuring the EV9: four insurers
The Kia EV9 price page quotes this profile:
- Car: EV9 GT-Line 99.8 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD and no claims
- Repairs: authorised workshop, no options
4 insurers price it, one plan each. The lowest premium is S$1,638.13 a year. The insurer whose plan costs most asks S$1,843.16. That is S$205.03 more, or 13% on top. All prices include 9% GST.
The spread is narrow next to many cars. Three of the four prices are estimates. Fifteen insurers on the page have no online price; some do not quote electric cars online at all.
Excess and workshop
Excesses on this page sit between S$600 and S$900. Three plans carry S$600, including the lowest premium. One plan carries S$900, and its name says it lets you use any workshop. That choice of workshop can matter as much as the excess, so read the terms of each plan.
How the price moves with the driver
The price page shows the lowest price with one change:
- No NCD (0%): S$3,448.72, S$1,810.59 more
- 20% NCD: S$2,758.97, S$1,120.84 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,580.42, S$942.29 more
- Driver aged 65, 20 years' driving, 50% NCD: S$1,827.10, S$188.97 more
- A new car, registered this year: S$1,638.13, the same
- A car 8 years old: S$1,638.13, the same
Losing your NCD makes the largest difference, a rise of 111%. On a premium this size, that is a big sum each year. The young driver pays less than the driver with no NCD here, which is not the usual pattern. The car's age has no effect on the lowest price.
All four insurers price every driver in the table, so the choice does not shrink for younger or older drivers.
Next to other electric cars
For the same driver and car age, the price page lists:
- BYD Sealion 7: S$1,390.72
- BYD Atto 3: S$913.63
- BYD M6: S$861.41
- BMW iX1: S$1,907.27
- Tesla Model 3: S$913.62
- Tesla Model Y: S$939.71
Their average lowest price is S$1,154.39. The EV9 costs 42% more than that. Five of the six are cheaper to insure; only the BMW iX1 costs more. Four of the rivals also have 9 or 10 insurers pricing them, against 4 for the EV9. The Kia car insurance page lists other Kia models.
Costs that depend on you
These have no single figure:
- Parking: season parking at home, plus car parks at work and in town. A large SUV may find some lots tight.
- Charging: a big battery takes longer to fill. Home charging, if you have it, and public charger rates shape the bill.
- ERP: depends on routes and times.
- Tyres and servicing: heavy cars can wear tyres faster. Ask what the battery warranty covers.
- Depreciation: what you pay now against what the car later fetches.
Summary of yearly costs we can show
For the Kia EV9 GT-Line 99.8 kWh:
- Road tax: S$3,914.02 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,638.13 a year, an estimate (1 November 2026)
- Insurance, no NCD: from S$3,448.72
- Insurance, driver aged 27: from S$2,580.42
One-off costs: S$299,999 as listed on 2026-10-10, COE included. In the October 2026 2nd round, Category A COE closed at S$132,004 and Category B at S$131,901.
Before you buy: car insurance for the Kia EV9
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Kia EV9 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.