The Kia cee'd is a compact hatchback you will now find only on Singapore's used market. For a car of this size, the yearly bills are modest next to bigger models. Even so, insurance prices for it spread out more than you might expect.
This guide covers the costs that can be shown with figures. Insurance prices are examples for one stated driver, read on 1 November 2026. They are meant for comparing, not as your own quote.
Versions people insure
The new-car list has no entry for the cee'd today. So there is no list price, power figure or body type here.
The quote form on the price page lists two versions:
- Kia cee'd 1.4 (1,396cc)
- Kia cee'd 1.6 (1,591cc)
The prices below are for the 1.6, the version most insurers quote.
COE: A or B depends on power
The price page sets out the rule for the cee'd 1.6. With a 1,591cc engine, it needs a Category A COE if its power is 97kW (130bhp) or less. If its power is higher, it needs a Category B COE.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. For a used car, the COE years left shape the price you pay. The COE page has the newest results.
Road tax for the 1.6
At 1,591cc, LTA's formula gives road tax of S$737.62 a year, checked on 2026-10-19. That is before any age surcharge.
The 1.4 has a smaller engine and pays a little less. The road tax page works out its figure.
Once a car is past 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Older examples of the cee'd may already sit in one of these bands, so check the registration date.
What six insurers charge
The Kia cee'd price page prices this profile:
- Car: cee'd 1.6, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
6 insurers price it, with 9 plans in total. The lowest premium is S$761.67 a year. The insurer whose lowest plan costs most asks at least S$1,087.97. That is S$326.30 more, or 43% on top. All prices include 9% GST.
Thirteen insurers on the page have no online price for this car. Six is still a workable field for comparing.
Excess: S$500 to S$1,200
The excesses here are fairly close together. They run from S$500 to S$1,200:
- The lowest premium: S$1,200 excess
- Most plans in the middle: S$600
- Two plans from one insurer: S$500
So the plan with the lowest premium asks the most on a claim. The range is narrow, though, with no plan asking more than S$1,200. Several prices on the page are marked as estimates.
What moves the lowest price
The price page changes one detail at a time:
- No NCD (0%): S$1,751.86, up S$990.19
- 20% NCD: S$1,279.62, up S$517.95
- Driver aged 27, 3 years' driving, 30% NCD: S$1,779.75, up S$1,018.08
- Driver aged 65, 20 years' driving, 50% NCD: S$1,062.83, up S$301.16, with 4 insurers pricing
- A new car: S$810.28, up S$48.61
- A car 8 years old: S$745.46, down S$16.21
The young driver changes the price most, with a rise of 134%. Losing the NCD is almost as costly. Both more than double the lowest premium.
The 65-year-old driver pays more and has fewer insurers to pick from. The car's own age moves the price only a little.
For a used hatchback, that last point is useful. A cee'd that is several years older than the page's example need not cost more to insure. Your own record weighs more. If you are moving from a car with NCD, ask that it be carried over to the new policy.
Next to similar cars
For the same driver and car age, the price page lists six similar cars:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Hyundai Kona: S$763.00
Their average lowest price is S$733.36. The cee'd costs 4% more than that. Four of the six are cheaper to insure; the BMW X1 and Hyundai Kona cost slightly more. The gaps are small across the board. Each rival has 13 or more insurers pricing it, against 6 for the cee'd. For the make's other models, see the Kia car insurance page.
Costs only you can estimate
These turn on your own habits:
- Parking: season parking at your HDB block or condo, and charges at work and in town.
- Petrol: distance driven and pump prices set it.
- ERP: your routes and times decide it.
- Servicing and wear: tyres, brakes and a battery will need replacing over time. Ask for service records on a used car.
- Depreciation: what you pay against the COE life left.
Summary of yearly costs we can show
For the Kia cee'd 1.6:
- Road tax: S$737.62 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$761.67 a year (1 November 2026)
- Insurance, no NCD: from S$1,751.86
- Insurance, driver aged 27: from S$1,779.75
- COE, October 2026 2nd round: S$132,004 for Category A or S$131,901 for Category B
Before you buy: car insurance for the Kia cee'd
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Kia cee'd to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.