The Kia Amanti is a large saloon that has long left the showroom in Singapore. Anyone owning or buying one now deals with the used market. With a 3.8-litre engine, its yearly costs are a big part of the decision.
This guide gives the figures that can be shown. The insurance price is an example for one stated driver, read on 1 November 2026. It shows the level of price, not what you will pay.
Which Amanti is covered
The new-car list has no entry for the Amanti. So there is no list price, power figure or body type in this guide.
The price page quotes the Kia Amanti 3.8, with a 3,783cc engine. That is the version its insurers price. Every figure here relates to it.
A Category B car for COE
With a 3,783cc engine, above 1,600cc, the Amanti 3.8 needs a Category B COE. In the October 2026 2nd round, Category B closed at S$131,901.
On a car of this age, the COE years left are worth checking closely. If you plan to renew, current premiums apply. The COE page has the latest results.
Road tax at 3,783cc
Engine size sets road tax under LTA's formula. For the Amanti's 3,783cc engine, the yearly figure is S$3,609.72, checked on 2026-10-19. That is before any surcharge for age.
An Amanti on the road today is likely to be old enough for the surcharge:
- More than 10 years old: +10%
- More than 11 years old: +20%
- More than 12 years old: +30%
- More than 13 years old: +40%
- More than 14 years old: +50%
At the top band, half again is added to the base. Check the registration date on any car you look at. The road tax page works out other engine sizes.
Insurance: one online price
The Kia Amanti price page quotes for this profile:
- The car: Amanti 3.8, registered 3 years ago, private use, comprehensive cover
- The driver: aged 40, married, office job, 10 years of driving
- The record: 50% NCD with no claims
- Repairs: authorised workshop, no options
Only one insurer gives an online price. Its premium is S$1,397.35 a year, including 9% GST, with a S$1,200 excess.
Eighteen insurers on the page have no online price for the Amanti. One of them prices electric cars only online. For a rare car like this, that is not unusual, but it limits what an online search can show you.
Reading a single price
With just one price, there is no spread to judge it by. You cannot tell from the page whether it is high or low for this car. Other insurers may still quote if asked directly. The excess of S$1,200 is also worth noting: it is what you would pay towards each claim.
When the profile changes
The price page shows the same insurer's price with one detail changed:
- No NCD (0%): S$3,213.91, which is S$1,816.56 more
- 20% NCD: S$2,347.55, which is S$950.20 more
- Driver aged 27, 3 years' driving, 30% NCD: S$3,510.79, which is S$2,113.44 more
- Driver aged 65, 20 years' driving, 50% NCD: no online price
- A car registered this year: S$1,486.52, which is S$89.17 more
- A car 8 years old: S$1,367.60, which is S$29.75 less
The young driver costs the most, with a rise of 151%. Losing the NCD more than doubles the price too.
The gap for older drivers is notable. For a 65-year-old with 20 years' driving, no insurer on the page gives an online price. An older owner would need to seek quotes another way.
The car's own age, by contrast, barely matters on this page. A car 8 years old costs a little less than the 3-year-old example, and a new car a little more. So for this model, who drives matters far more than how old the car is. If more than one person in your household will drive, check how each named driver changes the quote.
How it sits against similar cars
The price page compares six cars with large engines, for the same driver and car age:
- Audi RS Q8: S$2,154.12
- Audi SQ7: S$2,154.12
- Audi SQ8: S$1,370.00
- BMW 735i: S$1,061.44
- BMW 735Li: S$1,061.44
- Chrysler 300: S$1,675.24
Their average lowest price is S$1,579.39. The Amanti comes in 12% below that. Three of the six cost less to insure: the two BMWs and the Audi SQ8. All three Audis and the Chrysler also have few insurers pricing them, so the comparison rests on thin data on both sides. The Kia car insurance page lists the make's other models.
Costs you will need to work out
These depend on your own use:
- Parking: season parking where you live, plus what you pay elsewhere.
- Petrol: a large engine and your mileage decide this.
- ERP: set by your routes and hours.
- Upkeep: parts for an older, rare model may take longer to find. A full service record helps.
- Depreciation: on a used car, the price you pay and the COE life left drive it.
Summary of yearly costs we can show
For the Kia Amanti 3.8:
- Road tax: S$3,609.72 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: S$1,397.35 a year, one insurer (1 November 2026)
- Insurance, no NCD: S$3,213.91
- Insurance, a car 8 years old: S$1,367.60
- Category B COE, October 2026 2nd round: S$131,901
Before you buy: car insurance for the Kia Amanti
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Kia Amanti to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.