The Ford Grand C-Max is a model you will find only on the used market now, as it has no entry on the new-car list. If you own one or are thinking of buying, the main thing to know is that fewer insurers quote it online than most cars. This page covers that, along with road tax and the COE.
Insurance prices here are examples for one stated driver, read on 20 October 2026. They are a guide to the pattern of prices, not a quote. Your own premium depends on your details.
The version we priced
Our quote form uses the Grand C-Max 1.5, with a 1,498cc engine. It is the version most of our insurers quote. There is no list price, power figure or body type on this page, because the new-car list has no entry for it.
Insurance: a smaller field
The Ford Grand C-Max price page uses these details:
- Car: Grand C-Max 1.5, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
9 insurers price it for that driver. Seven others on our panel show no online price for the car. The lowest premium is S$995.44 a year. The insurer whose lowest plan is dearest asks at least S$1,563.28, which is S$567.84 more, or 57% on top. All prices include 9% GST.
Two insurers share the lowest price, at S$995.44. Several more follow within a short way of it. The spread is narrower than on many cars, but the starting point is higher.
The excess
On a claim you pay the excess first. Across these plans it is S$600 on many, S$500 or S$800 on others, and S$2,500 or S$3,000 on some. One plan sets it at S$0. The third-lowest premium on the page comes with a S$3,000 excess. So a low premium does not always mean a low cost when you claim.
Some prices are estimates, and each shows the date its insurer's table was read.
How the lowest price moves
The price page changes one detail and shows the new lowest premium:
- No NCD (0%): S$1,120.15, S$124.71 more, a 13% rise
- 20% NCD: S$1,120.15, the same
- Driver aged 27, 3 years' driving, 30% NCD: S$1,120.15, S$124.71 more
- Driver aged 65, 20 or more years' driving: S$954.58, S$40.86 less
- A new car, registered this year: S$995.44, the same
- A car 8 years old: S$922.55, S$72.89 less
This car behaves a little differently from most. The NCD still matters most, but losing it adds only 13% at the lowest price. The older driver pays less, not the same. A new car costs no more than the 3-year-old one. These are lowest prices only. Other plans may move by different amounts, so check the list for your own details.
Similar cars cost less to insure
Six similar cars are priced on the page for the same driver and car age:
- Toyota Corolla Altis: S$642.42
- Mazda 3: S$927.36
- Toyota Sienta: S$604.07
- BMW X1: S$811.71
- Mercedes-Benz GLB: S$787.96
- Honda Freed: S$642.42
Their average lowest price is S$735.99. The Grand C-Max is 35% above that, and all six are cheaper to insure on these details. Each of them is priced by 11 or more insurers. The Ford car insurance page has other Fords, and the cheapest cars to insure page ranks models from every make.
Road tax
Road tax follows engine size. For the Grand C-Max's 1,498cc engine, LTA's formula gives S$683.08 a year, before any age surcharge. This was checked on 2026-10-19.
A surcharge applies once the car is over 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page has figures for other engine sizes. On a used car, check how close it is to each surcharge step before you agree a price.
COE
The Grand C-Max 1.5 has a 1,498cc engine, so its category depends on power:
- Category A if its power is 97kW (130bhp) or less: S$130,001 in the October 2026, 1st round
- Category B if its power is more: S$130,100 in that round
A used car comes with its COE. You meet the cost again if you renew at the end of the term. The COE page shows each round's results.
The costs that turn on you
There is no fixed figure for these:
- Parking: season parking at home, HDB or condo, and parking at work and on outings.
- Petrol: your mileage and the pump price.
- ERP: your routes and the hours you travel.
- Servicing and repairs: tyres, brakes, a battery and other wear parts come due as the car ages. Ask for past service records.
- Depreciation: what you pay against the COE years left.
Summary of yearly costs we can show
For the Ford Grand C-Max 1.5:
- Road tax: S$683.08 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, example driver: from S$995.44 a year (20 October 2026)
- Insurance, no NCD: from S$1,120.15
- Insurance, a car 8 years old: from S$922.55
For reference, COE closed at S$130,001 (Category A) and S$130,100 (Category B) in the October 2026 1st round.
Before you buy: car insurance for the Ford Grand C-Max
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ford Grand C-Max to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.