The Daihatsu YRV is a small hatchback from years past. If one is in your household, or you are looking at one second-hand, two costs come round every year: road tax and car insurance.
Below are the figures we can give, along with the COE rule. The insurance prices are examples for one stated driver, as of 1 November 2026.
Which YRV
The new-car list has no YRV on sale. So we give no list price, power or body type.
The price page prices the YRV 1.3, with a 1,298cc engine. That is the version most of our insurers quote.
The COE rule
The price page puts it this way for the 1,298cc YRV 1.3:
- Category A applies if its power is 97kW (130bhp) or less. Category A closed at S$132,004 in the October 2026, 2nd round.
- Category B applies if its power is more. Category B closed at S$131,901 in that round.
On an older car, the COE that matters is the one already on it, and how long it has left. The COE page has the latest results.
Road tax and the age surcharge
LTA's formula puts road tax for a 1,298cc engine at S$565.78 a year, checked on 2026-10-19. That is the base, before any surcharge.
An older YRV is likely to pay a surcharge on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out the sums for other engines.
Road tax is small next to insurance for some drivers on this page. For a young driver, the insurance figure is more than twice the base road tax. For the example driver, the two are much closer.
Insurance: the example driver
The Daihatsu YRV price page prices this case:
- Car: YRV 1.3, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
9 insurers price it. The lowest premium is S$505.07 a year. The insurer whose lowest plan costs most asks at least S$1,426.45. That is S$921.38 more, or 182% on top. GST at 9% is in every price.
That is a wide spread for one small car. On the same details, one insurer can ask nearly three times what another does. It shows why comparing several prices matters.
Three insurers have no online price. One does not offer this cover online. One holds a price for a single standard driver only. One does not list the model.
Excess, plan by plan
The excess is the part of a claim you pay yourself. Here it runs from S$300 to S$2,500:
- The lowest premium comes with a S$1,200 excess
- The next one up comes with S$600
- One plan in the middle has a S$2,500 excess
- The three dearest plans all have S$300
A higher premium sometimes buys a lower excess. Weigh the two together, and note which prices are marked as estimates.
Look at the workshop terms too. The plan names on the page mention authorised workshops for some and any workshop for one. That affects where your car goes after an accident.
What changes the premium
With one detail changed, the price page shows these lowest prices:
- Driver aged 27, 3 years' driving, 30% NCD: S$1,268.98, S$763.91 more, from 8 insurers
- No NCD (0%): S$1,161.67, S$656.60 more
- Driver aged 65, 20 years' driving: S$972.93, S$467.86 more, from 7 insurers
- 20% NCD: S$848.52, S$343.45 more
- A new car, registered this year: S$537.30, S$32.23 more
- A car 8 years old: S$494.32, S$10.75 less
The young driver is the costliest case, at 151% above the example. An older driver also pays clearly more, and fewer insurers quote that case online. A car 8 years old prices a little lower.
The NCD matters as much here as anywhere. With no NCD, the lowest price more than doubles. A claim-free record takes years to build. One claim can move you back down the scale, and the premium rises with it.
All of these are lowest prices only.
Against similar cars
The same 6 comparison cars appear on the price page, for the same driver and car age:
- Toyota C-HR: S$689.29
- Toyota Yaris Cross: S$704.12
- Honda Jazz / Fit: S$741.66
- Mercedes-Benz A-Class: S$755.55
- Mercedes-Benz GLA: S$822.26
- Mercedes-Benz GLB: S$822.26
They average S$755.86. The YRV is 33% below that average, and none of the 6 is cheaper to insure on these details. The cheapest cars to insure page shows more low-cost cars.
Costs without a set figure
- Petrol: depends on how much you drive and what you pay at the pump.
- Parking: at home, at work and wherever you go.
- ERP: depends on your daily routes.
- Parts and repairs: with an older model, check how easily parts can be found.
- The COE end date: renewing or deregistering is a big cost decision for an older car.
Summary of yearly costs we can show
Daihatsu YRV 1.3:
- Road tax: S$565.78 a year before age surcharge (checked 2026-10-19)
- Insurance, example driver: from S$505.07 a year (as of 1 November 2026)
- Insurance, a car 8 years old: from S$494.32
- Insurance, driver aged 65: from S$972.93
- Insurance, driver aged 27: from S$1,268.98
COE for reference: Category A at S$132,004 and Category B at S$131,901 in the October 2026, 2nd round.
Before you buy: car insurance for the Daihatsu YRV
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Daihatsu YRV to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.