The Daihatsu Extol Wagon is a small, boxy wagon no longer sold new. Owners and buyers of used ones still need to budget for road tax and car insurance every year.
This guide puts numbers to those two costs and explains the COE rule. Insurance prices are examples for one stated driver, as of 1 November 2026.
The version we price
There is no Extol Wagon on the new-car list now. So there is no list price, power figure or body type to give.
The price page prices the Extol Wagon 1.3, with a 1,298cc engine. It is the version most of our insurers quote.
COE for the 1.3
According to the price page's COE section, the 1,298cc Extol Wagon 1.3 needs:
- a Category A COE if its power is 97kW (130bhp) or less. Category A closed at S$132,004 in the October 2026, 2nd round.
- a Category B COE if its power is more. Category B closed at S$131,901 in that round.
With an older car, the COE years left on it shape its value more than the latest round. The COE page has current results.
Road tax each year
A 1,298cc engine pays S$565.78 a year on LTA's formula, checked on 2026-10-19, before any age surcharge.
An older Extol Wagon may already be in the surcharge years. The steps are:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Your registration date tells you which step applies. The road tax page has other engine sizes.
A wide field of insurance prices
The Daihatsu Extol Wagon price page prices this driver and car:
- Car: Extol Wagon 1.3, registered 3 years ago, private use, comprehensive
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD and no claims
- Repairs: authorised workshop, no options
On those details, 10 insurers give a price. The lowest is S$515.18 a year. The insurer whose lowest plan costs most asks at least S$957.60. That gap is S$442.42, or 86% on top. All prices include 9% GST.
For an older model, that is a good number of prices to compare. Two more insurers have no online price. One does not offer this cover online. The other holds a price for one standard driver only, so it shows no price for your details here.
Excesses vary a lot
The excess is your share of a claim. On this page it runs from S$500 to S$5,000. Some examples:
- The lowest premium carries a S$1,200 excess
- A S$748 plan carries a S$2,500 excess
- A S$763 plan carries a S$5,000 excess, while a twin at S$797.41 cuts it to S$750
- Most other plans sit at S$600 or S$500
So the order by premium is not the order by what a claim would cost you. If you expect to claim, compare premium and excess together. Some prices on the page are marked as estimates, which is worth noting too.
The plan names also hint at the workshop rules. Some say authorised workshop, one says any workshop. Where your car can be repaired is part of what you are paying for.
Which changes cost most
The price page shows the lowest price when one thing changes:
- Driver aged 27, 3 years' driving, 30% NCD: S$1,294.35, S$779.17 more, from 9 insurers
- No NCD (0%): S$1,184.90, S$669.72 more
- 20% NCD: S$865.49, S$350.31 more
- Driver aged 65, 20 years' driving: S$763.00, S$247.82 more, from 8 insurers
- A new car, registered this year: S$548.04, S$32.86 more
- A car 8 years old: S$504.20, S$10.98 less
The young driver costs most: the lowest price rises 151%. An older driver also pays more here, and fewer insurers price that case. The 8-year-old car line is the nearest to most Extol Wagons on the road, and it is a touch lower than the example.
The NCD lines show the value of a clean record. Going from 50% down to 20% adds S$350.31 to the lowest price. Dropping to no NCD adds S$669.72. A single claim can move you down the scale, so a small repair paid yourself is sometimes cheaper over time than a claim.
These are lowest prices. Different plans may move by different amounts.
Compared with similar cars
The price page lines up 6 cars of similar engine size, for the same driver and car age:
- Mercedes-Benz GLB: S$822.26
- Mercedes-Benz GLA: S$822.26
- Mercedes-Benz A-Class: S$755.55
- Honda Jazz / Fit: S$741.66
- Toyota Yaris Cross: S$704.12
- Toyota C-HR: S$689.29
Their average lowest price is S$755.86. The Extol Wagon is 32% below that, and none of the 6 is cheaper to insure on these details. For a wider view, the cheapest cars to insure page lists others.
Costs you will have to judge
- Petrol: set by your distance and pump prices.
- Parking: home, work and errands.
- ERP: depends on your routes.
- Repairs and parts: for a model no longer sold new, ask about parts supply and waiting times.
- End of COE: deciding whether to renew or deregister is a cost choice in itself.
Summary of yearly costs we can show
Daihatsu Extol Wagon 1.3:
- Road tax: S$565.78 a year before age surcharge (checked 2026-10-19)
- Insurance, example driver: from S$515.18 a year (as of 1 November 2026)
- Insurance, a car 8 years old: from S$504.20
- Insurance, driver aged 27: from S$1,294.35
- Insurance, no NCD: from S$1,184.90
COE for reference: S$132,004 for Category A and S$131,901 for Category B in the October 2026, 2nd round.
Before you buy: car insurance for the Daihatsu Extol Wagon
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Daihatsu Extol Wagon to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.