The Daihatsu Terios 7-seater has its own entry on our quote form, separate from the standard Terios. It is no longer on the new-car list. If you are weighing up a used one, this page sets out the yearly costs and how insurance prices respond to your details.
All insurance figures are examples for one stated driver, read on 20 October 2026. They are not a quote.
The car priced
The new-car list has no entry for this model on sale now. There is no list price, power or body type on this page.
Our quote form prices the Daihatsu Terios 7-SEATER 1.5 2WD, with a 1,495cc engine. It is the version most of our insurers quote.
Car insurance first
The standard profile
The Daihatsu Terios 7-seater price page prices:
- Car: Terios 7-seater 1.5 2WD, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
What 13 insurers ask
13 insurers price it for that driver. The lowest premium is S$586.41 a year. The insurer whose lowest plan is dearest asks at least S$1,228.29. That is S$641.88 more, or 109% on top. All prices include 9% GST.
Three insurers on our panel have no online price for this model.
So the dearest plan costs more than twice the lowest, for the same car and driver.
The excess
Excesses here sit in a narrow band. Most plans set S$600. Three set S$500, two S$750 and three S$800. One plan has no excess. None goes above S$800.
That makes the plans easier to compare on premium. Still, read the excess on the plan you pick.
How the price changes
The price page shows the lowest price when one detail differs:
- No NCD (0%): S$941.37, S$354.96 more
- 20% NCD: S$941.37, S$354.96 more
- Driver aged 27, 3 years' driving, 30% NCD: S$941.37, S$354.96 more
- Driver aged 65, 20 or more years' driving: S$586.41, the same
- A new car, registered this year: S$604.07, S$17.66 more
- A car 8 years old: S$545.00, S$41.41 less
Losing the NCD adds 61% at the lowest price. A 20% NCD and a younger driver reach the same figure.
The older driver pays the same as the 40-year-old. An 8-year-old car is a little cheaper to insure.
A car with seven seats is often a family car, with more than one person driving. If a younger driver will share it, the 27-year-old line is a fair guide to how much more the policy may cost. These are lowest prices; other plans may move by more.
The COE
With a 1,495cc engine, the Terios 7-seater 1.5 2WD needs a Category A COE if its power is 97kW (130bhp) or less. It needs a Category B COE if its power is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. These change every round; the COE page has the latest.
On a used car, check how long the COE has left.
Road tax
For the 1,495cc engine, LTA's formula gives S$681.32 a year. That was checked on 2026-10-19 and is before any age surcharge.
From the tenth year, the surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page has sums for other engines.
Comparing quotes
Beyond the premium, check:
- Workshop: these prices assume an authorised workshop. Some plans let you use any workshop.
- Named drivers: how each plan prices other drivers in the household.
- NCD protection: an extra some plans offer. A claim can reduce the NCD for years.
- Excess: your share of each claim.
Against similar cars
For the same driver and car age, the price page lists six similar cars:
- Toyota Corolla Altis: S$642.42
- Mazda 3: S$927.36
- Toyota Sienta: S$604.07
- BMW X1: S$811.71
- Mercedes-Benz GLB: S$787.96
- Honda Freed: S$642.42
Their average is S$735.99. The Terios 7-seater is 20% below that, and none of the six is cheaper to insure. The Toyota Sienta comes closest.
Other Daihatsu models are on the Daihatsu car insurance page. The cheapest cars to insure page ranks models across makes.
Before you buy
For a used Terios 7-seater, confirm:
- COE expiry: how many years of use are left.
- Road tax: when it falls due, and whether a surcharge applies.
- Service record: what has been replaced and what may be due.
- Your own quote: for this car and your details.
Costs that depend on you
These have no single figure:
- Parking: HDB or condo season parking, plus elsewhere.
- Petrol: your distance and the pump price.
- ERP: your routes and hours.
- Parts and servicing: for an older car, ask how parts are sourced and who services it.
- Depreciation: for a used car, mostly the COE years left.
Summary of yearly costs
For the Daihatsu Terios 7-seater 1.5 2WD (1,495cc), dated as shown:
- Road tax: S$681.32 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$586.41 a year (20 October 2026)
- Insurance, no NCD: from S$941.37
- Insurance, a car 8 years old: from S$545.00
A fresh COE in the October 2026 1st round was S$130,001 (Category A) or S$130,100 (Category B).
Before you buy: car insurance for the Daihatsu Terios 7-SEATER
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Daihatsu Terios 7-SEATER to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.