The Citroen C5 Aircross has dropped off the new-car list, so most buyers now meet it as a used car. This page sets out what it costs to keep each year: road tax, the COE and car insurance. It ends with the costs that depend on how you use the car.
Each insurance figure is an example for one stated driver, read on 20 October 2026. It is not a quote, and your own price depends on your details.
Versions on the form
The new-car list has no entry for this model on sale now, so this page gives no list price, power or body type.
Our quote form lists two versions:
- C5 Aircross: 1,199cc
- C5 Aircross 1.6L Shine Plus: 1,598cc
The figures below are for the C5 Aircross with the 1,199cc engine, the version most of our insurers quote. The 1.6L has a larger engine, so its road tax is higher.
Road tax
For the 1,199cc engine, LTA's formula gives S$507.72 a year. That was checked on 2026-10-19 and is before any age surcharge.
The surcharge starts after 10 years:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
For the 1.6L, see the road tax page.
The COE
With a 1,199cc engine, the C5 Aircross needs a Category A COE if its power is 97kW (130bhp) or less. It needs a Category B COE if its power is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. These change every round; the COE page has the latest.
If you buy used, check how many years remain on the COE. That sets how long the car can stay on the road before renewal.
Car insurance
The standard profile
The Citroen C5 Aircross price page prices:
- Car: C5 Aircross (1,199cc), registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
The prices
12 insurers price the car for that driver. The lowest premium is S$700.28 a year. The insurer whose lowest plan is dearest asks at least S$1,285.92. That is S$585.64 more, or 84% on top. All prices include 9% GST.
Four insurers on our panel have no online price for this model.
The excess
Most plans set a S$600 excess. One sets S$500, two S$750 and three S$800. One plan sets S$2,500, and one has no excess.
That is a fairly even set, apart from the one high figure. Check the excess on the plan you choose.
How the price moves
The price page shows the lowest price when one thing changes:
- No NCD (0%): S$1,098.76, S$398.48 more
- 20% NCD: S$1,098.76, S$398.48 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,098.76, S$398.48 more
- Driver aged 65, 20 or more years' driving: S$700.28, the same
- A new car, registered this year: S$704.72, S$4.44 more
- A car 8 years old: S$642.42, S$57.86 less
The NCD is the main factor: 57% more at the lowest price without it. A 20% NCD and a younger driver reach the same figure.
A new car costs barely more than the 3-year-old car on the page. An 8-year-old one is a little cheaper.
These are lowest prices. Other plans may move by more or less.
Because the NCD makes such a difference, think about what a small claim could cost you in later years. A claim can cut the discount, and the higher premium follows until it is rebuilt.
Quote terms worth checking
Along with the premium, look at:
- Workshop: these prices assume an authorised workshop. Plans allowing any workshop may be priced differently.
- Named drivers: an extra, younger driver can raise the price.
- NCD protection: an optional extra on some plans.
- Excess: your share of each claim.
Against similar cars
For the same driver and car age, the price page lists six similar cars:
- Mercedes-Benz GLB: S$787.96
- Honda Jazz / Fit: S$622.34
- Toyota C-HR: S$552.91
- Mercedes-Benz A-Class: S$787.96
- Mercedes-Benz GLA: S$787.96
- Nissan Qashqai: S$590.12
Their average is S$688.21. The C5 Aircross costs 2% more than that. Three of the six are cheaper to insure: the Honda Jazz / Fit, Toyota C-HR and Nissan Qashqai.
Other Citroen models are on the Citroen car insurance page. The cheapest cars to insure page ranks models across makes.
Checks before you buy
For a used C5 Aircross, confirm:
- Version and engine: so you know the road tax.
- COE expiry: how many years of use are left.
- Warranty: whether any maker's warranty remains, and what it covers.
- Your own quote: priced for this car and your details.
Costs that depend on you
These have no single figure:
- Parking: HDB or condo season parking, plus elsewhere.
- Petrol: your distance and the pump price.
- ERP: your routes and hours.
- Servicing: the maker's schedule, plus tyres, brakes and a battery over time. Ask who services the car.
- Depreciation: tied to what you pay and the COE years left.
The yearly figures
For the Citroen C5 Aircross (1,199cc), dated as shown:
- Road tax: S$507.72 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$700.28 a year (20 October 2026)
- Insurance, no NCD: from S$1,098.76
- Insurance, a new car: from S$704.72
- Insurance, a car 8 years old: from S$642.42
A fresh COE in the October 2026 1st round was S$130,001 (Category A) or S$130,100 (Category B).
Before you buy: car insurance for the Citroen C5 Aircross
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Citroen C5 Aircross to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.