The Chery H5 MPV is an uncommon people carrier in Singapore. If you have one, or are thinking of taking one over, the fixed yearly costs are worth knowing in advance. This guide covers road tax, the COE category and car insurance.
Insurance prices here are examples for one stated driver, as of 1 November 2026. They show how insurers compare on the same details. Your quote will reflect your own driver and car.
The version on the quote form
There is no entry for the H5 MPV on the new-car list at present. So this guide gives no list price, power figure or body type from that source.
The price page prices the Chery H5 MPV 2.0 (M) Turbo, with a 1,971cc engine. That is the version most of our insurers quote, and every figure below refers to it.
Category B COE
The engine is above 1,600cc. For that reason the price page places the H5 MPV 2.0 (M) Turbo in Category B. In the October 2026 2nd round, Category B closed at S$131,901.
On a used car, the COE already attached to it matters most. Find out when it runs out, and whether you would renew or deregister at that point. The COE page carries recent bidding results.
Road tax on 1,971cc
LTA's formula, checked 2026-10-19, gives S$1,178.08 a year for this engine. That is before any surcharge for age.
Once a car is more than 10 years old, a surcharge is added:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
On an older H5 MPV, the surcharge could push the yearly sum well above the base figure. The road tax page covers other engine sizes.
Insurance: only two prices to compare
The Chery H5 MPV price page uses these details:
- Car: H5 MPV 2.0 (M) Turbo, 3 years old, private use, comprehensive
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Workshop: authorised, no extras
Just 2 insurers give an online price. The lower one is S$1,061.30 a year. The other asks S$1,932.37. The difference is S$871.07, or 82% more. Prices include 9% GST.
With so few online prices, the choice is narrow. Many insurers on our panel do not price this model online. That does not always mean they will not cover it. It means there is no price to show here.
Two very different excesses
The lower premium comes with a S$1,200 excess. The higher one carries S$3,000. So the dearer plan also asks more of you when you claim. Read what each plan covers before you set them side by side.
It also helps to ask a few plain questions of each plan. Which workshops can you use? Is a courtesy car included? What happens to your NCD after a claim? The answers can matter as much as the premium. The price page names who offers each plan, so you can check the details at the source.
What shifts the price
The price page shows the lowest price when a single detail changes:
- No NCD (0%): S$2,440.99, which is S$1,379.69 more
- 20% NCD: S$1,782.99, S$721.69 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,666.48, S$1,605.18 more
- Driver aged 65, 20 years' driving: S$1,932.37, S$871.07 more, from 1 insurer only
- New car, registered this year: S$1,129.02, S$67.72 more
- Car 8 years old: S$1,038.70, S$22.60 less
The younger driver's price is 151% above the standard one. That is the steepest rise on the page. An NCD of zero is close behind. For a driver of 65, only one insurer gives a price at all, so the figure is that one plan.
Car age moves the lowest price only a little. These are lowest prices; other plans may change by more or less.
Against similar cars
The price page sets the H5 MPV beside six cars of a similar engine size, for the same driver:
- Toyota Harrier: S$763.00
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Lexus NX: S$970.26
- Lexus RX: S$921.75
Their average lowest price is S$844.64. The H5 MPV costs 26% more than that, and all 6 cost less to insure. Part of the gap may come from the short list of insurers. More of the brand's models are on the Chery car insurance page.
Costs you will need to estimate
These depend on your habits, so this guide gives no figures:
- Parking: a season parking charge at home, and parking wherever you go.
- Petrol: a bigger engine and a larger body can mean more trips to the pump, but your mileage decides it.
- ERP: set by the roads you take and the time of day.
- Servicing and repairs: for a rare model, ask about parts and how long they take to arrive.
- Depreciation: depends on the purchase price and how many COE years remain.
Summary of yearly costs we can show
For the Chery H5 MPV 2.0 (M) Turbo, 1,971cc:
- Road tax: S$1,178.08 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,061.30 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,440.99
- Insurance, a car 8 years old: from S$1,038.70
For reference, Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Chery H5 MPV
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Chery H5 MPV to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.