This guide is for anyone who owns a Chery Fulwin or is looking at one second-hand. It works through the yearly bills you can put a figure on: road tax and car insurance. It also explains which COE the car needs.
Every insurance figure here is an example for one stated driver, as of 1 November 2026. Use them to see how insurers compare. What you pay will turn on your own answers.
What the price page prices
The new-car list has no entry for the Fulwin on sale now. So there is no list price, power figure or body type in this guide.
Instead, the price page prices the version most of our insurers quote: the Chery Fulwin 2 1.5 (M), with a 1,497cc engine. Road tax and the COE rule below follow from that engine size.
The COE rule for this engine
With its 1,497cc engine, the Fulwin 2 1.5 (M) needs a Category A COE if its power is 97kW (130bhp) or less. If it has more power, it needs a Category B COE. That is how the price page puts it.
The October 2026 2nd round closed at S$132,004 for Category A and S$131,901 for Category B. If you are buying used, the years left on the existing COE shape the deal far more. The COE page has the latest results.
Road tax each year
For a 1,497cc engine, LTA's formula gives S$682.50 a year. This was checked on 2026-10-19 and is before any age surcharge.
The surcharge starts once a car is more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page can work out the figure for other engines.
Insurance prices for the standard case
The Chery Fulwin price page uses one fixed profile:
- The car: Fulwin 2 1.5 (M), 3 years old, private use, comprehensive cover
- The driver: 40, married, office job, 10 years behind a licence
- The record: 50% NCD and no claims
- Repairs: authorised workshop, nothing added
7 insurers price this case. The lowest yearly premium is S$773.90. At the other end, the insurer whose lowest plan costs most asks at least S$2,062.16. That is S$1,288.26 more, or 166% on top of the lowest. GST at 9% is included throughout.
Other insurers on our panel have no online price for the Fulwin yet, so the list is shorter than for a common model. That is a wide spread for a car of this size. Two people with the same car and record could pay very different sums depending on where they buy.
Excess levels on the page
Excess is the part of a claim you pay yourself. Here it ranges from S$0 up to S$3,000. The lowest premium comes with a S$1,200 excess. The second-lowest carries S$2,500. Several plans sit at S$500 or S$600. One plan, priced well above the lowest, carries no excess at all. Weigh the premium and the excess together, not one at a time. A few figures on the page are marked as estimates.
How the lowest price moves
Change one thing, keep the rest, and the price page shows this:
- No NCD: S$1,509.02, up S$735.12
- 20% NCD: S$1,212.97, up S$439.07
- Aged 27, 3 years' driving, 30% NCD: S$1,650.34, up S$876.44
- Aged 65, 20 years' driving: S$956.21, up S$182.31, with 6 insurers pricing
- Registered this year: S$769.44, down S$4.46
- 8 years old: S$757.42, down S$16.48
The younger driver pays the most, at 113% above the standard figure. A driver with no NCD is not far behind. Car age makes little difference either way. Both a new Fulwin and an 8-year-old one come in a touch under the standard price.
Only the lowest price is shown for each case. Dearer plans may not move by the same amount.
Next to its rivals
For the same driver and car age, the price page lists six similar cars:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Mercedes-Benz GLB: S$822.26
- Honda Freed: S$756.48
These average S$743.24 at their lowest. The Fulwin is 4% above that, and 5 of the six are cheaper to insure on these details. Only the Mercedes-Benz GLB costs more. Other Chery models are on the Chery car insurance page.
Running costs without a fixed figure
These depend on how and where you drive, so no single number fits.
- Parking: season parking where you live, plus parking at work and when you go out.
- Petrol: tied to your mileage and the pump price.
- ERP: depends on which roads you use and when.
- Servicing: follow the maker's schedule, and ask about parts supply and labour rates for the brand.
- Depreciation: shaped by the price you pay and the COE years still on the car.
Summary of yearly costs we can show
For the Chery Fulwin 2 1.5 (M), 1,497cc:
- Road tax: S$682.50 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$773.90 a year (as of 1 November 2026)
- Insurance, driver aged 27 with 30% NCD: from S$1,650.34
- Insurance, no NCD: from S$1,509.02
The COE in the October 2026 2nd round, for reference: S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Chery Fulwin
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Chery Fulwin to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.