The RS 3 Sportback is the hatchback form of Audi's RS 3, and it sits at the costly end of small cars. A big list price is only the start. This guide sets out the yearly costs we can put numbers on, then the ones that depend on you.
The insurance prices are examples for one stated driver, read on 20 October 2026. They help you see how quotes differ. They are not your price.
On sale and on our form
The new-car list read on 2026-10-10 has one version: the RS 3 Sportback 2.5 TFSI qu S tronic. It is listed as a sports body type, made in Germany, petrol, with a 2,480cc engine and 394bhp.
Our quote form prices the same version, so every figure on this page lines up with the car on sale.
The list price
As listed on 2026-10-10, the RS 3 Sportback was S$475,999, with COE included as listed that day.
That figure moves with COE rounds and dealer offers. When you collect quotes, ask what each includes, such as registration and any packages, before comparing totals.
Which COE it needs
The price page's COE section places it plainly. With a 2,480cc engine, above 1,600cc, it needs a Category B COE. That category closed at S$130,100 in the October 2026 1st round. The COE page has the newest results.
Road tax each year
For the 2,480cc engine, LTA's formula gives road tax of S$1,775.14 a year, before any surcharge.
Once the car is past 10 years old, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page covers other engine sizes if you are comparing.
Insurance for the standard driver
The Audi RS 3 Sportback price page prices these details:
- Car: RS 3 Sportback 2.5 TFSI qu S tronic, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 to 19 years of driving
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
4 insurers price it for this driver. The lowest premium is S$1,310.08. The insurer whose lowest plan is dearest asks at least S$4,226.67, which is S$2,916.59 more, or 223% on top. All prices include 9% GST.
So the choice of insurer alone can change the yearly bill by thousands of dollars. With only a few online prices, it pays to see every one.
Excess terms
The excess is your share of each claim. On this page, three plans carry S$600, one carries S$500 and one carries none. Set the excess beside the premium. A plan that costs more each year but asks less per claim may suit you if you expect to claim.
Few online prices
Most of our panel has no online price for this model. Where an insurer will quote by other means, ask for matching cover, excess and workshop terms. That way the numbers you compare mean the same thing.
How the premium shifts
The lowest price when one detail changes, all else the same:
- No NCD (0%): S$2,758.07, S$1,447.99 more
- 20% NCD: S$2,206.45, S$896.37 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,603.02, S$1,292.94 more
- Driver aged 65, 20 or more years' driving: S$1,423.07, S$112.99 more
- New car, registered this year: S$1,434.85, S$124.77 more
- Car 8 years old: S$1,197.79, S$112.29 less
No NCD is the biggest step: the lowest price rises 111%. A young driver lands close behind. Both the older driver and the brand-new car cost a little more.
Only 3 insurers price a new car registered this year. The 8-year-old car is the single case that comes out cheaper. Plans above the lowest may move by different amounts.
Measured against similar cars
The price page sets six cars with engines of a similar size beside it, for the same driver and car age:
- Toyota Camry: S$841.31
- Mitsubishi Outlander: S$861.03
- Honda Odyssey: S$811.71
- Toyota Alphard: S$764.82
- Toyota Vellfire: S$764.82
- Chevrolet Captiva: S$764.82
They average S$801.42 at the lowest price. The RS 3 Sportback costs 63% more, and every one of the 6 is cheaper to insure. Each of them draws prices from 15 insurers. The Audi car insurance page covers the rest of the range, and the cheapest cars to insure list shows the other end of the market.
Costs set by the owner
We cannot give one figure for these, because they depend on you:
- Parking: your HDB or condo season parking, and what you pay at work and in town.
- Petrol: depends on distance and the pump price.
- ERP: depends on where and when you travel.
- Servicing and repairs: the maker's schedule, plus tyres, brakes and a battery over time. Ask what the warranty and any service package include, and what parts cost.
- Depreciation: the value lost over the COE life depends on what you pay and what the car later sells for.
Summary of yearly costs we can show
For the Audi RS 3 Sportback 2.5 TFSI qu S tronic, figures dated as shown:
- Road tax: S$1,775.14 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,310.08 a year (20 October 2026)
- Insurance, no NCD: from S$2,758.07
- Insurance, a new car: from S$1,434.85
- Insurance, a car 8 years old: from S$1,197.79
One-off costs for reference: S$475,999 as listed on 2026-10-10, and a Category B COE of S$130,100 in the October 2026 1st round.
Before you buy: car insurance for the Audi RS 3 Sportback
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi RS 3 Sportback to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.