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Does motorcycle insurance include towing and roadside assistance?

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/covers/does-motorcycle-insurance-include-towing-and-roadside-assistance

Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Yes for towing after an accident. All 6 insurers we compare include accident towing on at least one plan, often capped at S$50 to S$100 a tow in Singapore. Help after a breakdown, such as a flat battery, is a paid add-on at some insurers, so check before you need it.

The figures

  • Insurers compared: 6, with 20 plans between them.
  • Insurers with at least one plan that covers it: 6.
  • Cheapest plan that covers it, for a Class 2B bike (up to 200cc), rider aged 30: ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use), S$368.78.
  • Median price among the insurers that cover it, for the same example: S$386.72.

What each insurer says

Each insurer's most favourable plan on this question, quoted from its policy documents. Prices are for a Class 2B bike (up to 200cc), rider aged 30.
InsurerCovered?What the policy saysFrom
ECICSYesfrom S$368.78Yes
ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)3 of its 3 plansTowing and roadside assistance: Towing after an accident up to S$50; 24/7 roadside assistance add-on S$43.60
S$368.78Buy Now
FWDYesfrom S$386.72Yes
FWD Motorcycle Insurance (underwritten by Income) Comprehensive3 of its 3 plansTowing and roadside assistance: Towing after an accident up to S$50; Orange Force accident response team anywhere in Singapore
S$386.72Buy Now
IncomeYesfrom S$386.72Yes
Income Motorcycle Insurance Comprehensive3 of its 3 plansTowing and roadside assistance: Towing after an accident up to S$50; Orange Force accident response team anywhere in Singapore
S$386.72Buy Now
DirectAsiaYesfrom S$487.56Yes
DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)3 of its 3 plansTowing and roadside assistance: 24-hour accident towing included; 24-hour breakdown assistance is an optional benefit
S$487.56Buy Now
EtiqaYesfrom S$519.08Yes
Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)5 of its 5 plansTowing and roadside assistance: Towing to a repairer or place of safety after an accident
S$519.08Buy Now
Budget DirectYesYes
Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)3 of its 3 plansTowing and roadside assistance: Towing after an accident included: up to S$100 for a local tow, S$300 overseas
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All prices include 9% GST. A dash means the plan has no price for this example. Each insurer's policy wording is the final word on what is covered.

The prices are estimates: the insurer's own quote can differ.

See every insurer's price for your own answers, with each plan's cover side by side.

Compare motorcycle insurance

Buy Now addresses

Each listed insurer's best-value plan for a Class 2B bike (up to 200cc), rider aged 30, lowest premium first.

Questions people ask

Does motorcycle insurance include towing and roadside assistance?

Yes for towing after an accident. All 6 insurers we compare include accident towing on at least one plan, often capped at S$50 to S$100 a tow in Singapore. Help after a breakdown, such as a flat battery, is a paid add-on at some insurers, so check before you need it.

Where do these answers come from?

From each insurer's own policy documents: the benefit table and exclusions of every live plan we compare, 20 plans from 6 insurers. The policy wording is the final word on what is covered.

Which plan is cheapest?

For a Class 2B bike (up to 200cc), rider aged 30, ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) is the cheapest plan that covers it, at S$368.78 today, GST included. The median of each insurer's lowest price is S$386.72.