Shenton Brokers
Log in
← ECICS
ECICS logo

Motorcycle insurance

How ECICS prices motorcycle insurance

Published prices

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/insurers/ecics/motorcycle

Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

On 12 Nov 2026, ECICS's lowest motorcycle insurance price for Class 2B bike (up to 200cc), rider aged 30 is S$368.78 (GST included), ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use).

What the figures include

Prices include 9% GST. The table's figures are before GST, so each worked example adds it at the end.

Prices from this table are as at 3 Nov 2026, the day we last checked them against ECICS's own online quotes.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum.

ECICS motorcycle insurance prices by plan

ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)

Promotion

Offered when Cover type is Comprehensive; Rider age 22 or more; Rider age up to 70; Years licensed 2 or more; Years since the registration year up to 10 years; At-fault claims up to 2; Usage is Private

How it's calculated
Base premium: the premium for a typical bike of the capacity band at 0% NCD
Engine capacityFigure
200 ccS$371.31
400 ccS$438.84
750 ccS$632.37
1,000 ccS$770.15
Multiplied by the rider's age
Rider ageFigure
22×3.5578
23×3.5578
24×3.1158
25×2.6421
26×2.4947
27×2.4947
28 to 30×1.34
31 to 32×1.27
33 to 35×1.19
36 to 40×1.00
41 to 45×1.06
46 to 60×1.13
61 to 69×1.1895
70×1.4274
Multiplied by years holding a licence
Years licensedFigure
2×1.71
3 to 4×1.30
5 and over×1.00
Multiplied by the bike's registration year
Years since the registration yearFigure
Up to 1 year×1.098901
2 years×1.065934
3 to 10 years×1.00
Multiplied by claims in the last three years
At-fault claimsFigure
0×1.00
1×1.15
2×1.50
Multiplied by no claim discount
NCDFigure
0%×1.00
10%×0.90
15%×0.85
20%×0.80

Excess S$500.00

Promo code SPECIAL15: 15% off the list price. No end date given; last seen on the insurer's site 3 Nov 2026.

The figure is an estimate when Usage is Private. ECICS prices by the bike's exact make and model, which this form does not ask. The figure is for a typical bike of the band (up to 200cc: Yamaha SNIPER T150; 201 to 400cc: Honda CB400SF; 401 to 750cc: Honda 650; above 750cc: Honda CB1000R); the models sampled in each band ran -9% to +108% (up to 200cc), +0% to +26% (201 to 400cc), -6% to +41% (401 to 750cc), -52% to +79% (above 750cc) off it, Yamaha's lines cheaper and Kawasaki's and KTM's dearer. ECICS's own quote for your model can sit above or below this figure.

ECICS Motorcycle Insurance Third party, fire and theft (riders 22 to 70, no delivery use)

Promotion

Offered when Cover type is Third party, fire and theft; Rider age 22 or more; Rider age up to 70; Years licensed 2 or more; Years since the registration year up to 10 years; At-fault claims up to 2; Usage is Private

How it's calculated
Base premium: the premium for a typical bike of the capacity band at 0% NCD
Engine capacityFigure
200 ccS$237.64
400 ccS$286.58
750 ccS$412.97
1,000 ccS$535.76

Multiplied by the rider's age: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Multiplied by years holding a licence: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Multiplied by the bike's registration year: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Multiplied by claims in the last three years: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Multiplied by no claim discount: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Excess Not published

Promo code SPECIAL15: 15% off the list price. No end date given; last seen on the insurer's site 3 Nov 2026.

The figure is an estimate when Usage is Private. ECICS prices by the bike's exact make and model, which this form does not ask. The figure is for a typical bike of the band (up to 200cc: Yamaha SNIPER T150; 201 to 400cc: Honda CB400SF; 401 to 750cc: Honda 650; above 750cc: Honda CB1000R); the models sampled in each band ran -9% to +108% (up to 200cc), +0% to +26% (201 to 400cc), -6% to +41% (401 to 750cc), -52% to +79% (above 750cc) off it, Yamaha's lines cheaper and Kawasaki's and KTM's dearer. ECICS's own quote for your model can sit above or below this figure.

ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)

Promotion

Offered when Cover type is Third party only; Rider age 22 or more; Rider age up to 70; Years licensed 2 or more; Years since the registration year up to 10 years; At-fault claims up to 2; Usage is Private

How it's calculated
Base premium: the premium for a typical bike of the capacity band at 0% NCD
Engine capacityFigure
200 ccS$155.95
400 ccS$188.07
750 ccS$271.01
1,000 ccS$351.58

Multiplied by the rider's age: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Multiplied by years holding a licence: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Multiplied by the bike's registration year: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Multiplied by claims in the last three years: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Multiplied by no claim discount: the same figures as ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) above

Excess None

Promo code SPECIAL15: 15% off the list price. No end date given; last seen on the insurer's site 3 Nov 2026.

The figure is an estimate when Usage is Private. ECICS prices by the bike's exact make and model, which this form does not ask. The figure is for a typical bike of the band (up to 200cc: Yamaha SNIPER T150; 201 to 400cc: Honda CB400SF; 401 to 750cc: Honda 650; above 750cc: Honda CB1000R); the models sampled in each band ran -9% to +108% (up to 200cc), +0% to +26% (201 to 400cc), -6% to +41% (401 to 750cc), -52% to +79% (above 750cc) off it, Yamaha's lines cheaper and Kawasaki's and KTM's dearer. ECICS's own quote for your model can sit above or below this figure.

Worked examples

These cases show how the table's figures add up. Every figure is an estimate (see the plans above), so the insurer's own quote may differ.

ExampleAnswersWorkingPremium
YAMAHA SNIPER T150 (up to 200cc), comprehensive: rider 40, licence 10 years, 20% NCD, registered 3 years ago, no claims ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)NCD 20% · Usage Private · Engine capacity 200 cc · Rider age 40 · Cover type Comprehensive · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0
  1. Base S$371.31 (the premium for a typical bike of the capacity band at 0% NCD)
  2. × 0.80 (no claim discount) = S$297.05
  3. + 9% GST = S$323.78
  4. With the promotion: S$297.05 − 15% = S$252.49 before GST
  5. + 9% GST = S$275.21 with the promotion
S$323.78 S$275.21 with the 15% promotion
YAMAHA SNIPER T150 (up to 200cc), tpft: rider 29, licence 10 years, 20% NCD, registered 3 years ago, no claims ECICS Motorcycle Insurance Third party, fire and theft (riders 22 to 70, no delivery use)NCD 20% · Usage Private · Engine capacity 200 cc · Rider age 29 · Cover type Third party, fire and theft · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0
  1. Base S$237.64 (the premium for a typical bike of the capacity band at 0% NCD)
  2. × 1.34 (the rider's age) = S$318.44
  3. × 0.80 (no claim discount) = S$254.75
  4. + 9% GST = S$277.68
  5. With the promotion: S$254.75 − 15% = S$216.54 before GST
  6. + 9% GST = S$236.03 with the promotion
S$277.68 S$236.03 with the 15% promotion
YAMAHA SNIPER T150 (up to 200cc), tpo: rider 30, licence 10 years, 20% NCD, registered 3 years ago, no claims ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)NCD 20% · Usage Private · Engine capacity 200 cc · Rider age 30 · Cover type Third party only · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0
  1. Base S$155.95 (the premium for a typical bike of the capacity band at 0% NCD)
  2. × 1.34 (the rider's age) = S$208.97
  3. × 0.80 (no claim discount) = S$167.18
  4. + 9% GST = S$182.23
  5. With the promotion: S$167.18 − 15% = S$142.10 before GST
  6. + 9% GST = S$154.89 with the promotion
S$182.23 S$154.89 with the 15% promotion
YAMAHA SNIPER T150 (up to 200cc), comprehensive: rider 39, licence 10 years, 20% NCD, registered 3 years ago, no claims ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)NCD 20% · Usage Private · Engine capacity 200 cc · Rider age 39 · Cover type Comprehensive · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0
  1. Base S$371.31 (the premium for a typical bike of the capacity band at 0% NCD)
  2. × 0.80 (no claim discount) = S$297.05
  3. + 9% GST = S$323.78
  4. With the promotion: S$297.05 − 15% = S$252.49 before GST
  5. + 9% GST = S$275.21 with the promotion
S$323.78 S$275.21 with the 15% promotion
YAMAHA SNIPER T150 (up to 200cc), tpft: rider 45, licence 10 years, 20% NCD, registered 3 years ago, no claims ECICS Motorcycle Insurance Third party, fire and theft (riders 22 to 70, no delivery use)NCD 20% · Usage Private · Engine capacity 200 cc · Rider age 45 · Cover type Third party, fire and theft · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0
  1. Base S$237.64 (the premium for a typical bike of the capacity band at 0% NCD)
  2. × 1.06 (the rider's age) = S$251.90
  3. × 0.80 (no claim discount) = S$201.52
  4. + 9% GST = S$219.66
  5. With the promotion: S$201.52 − 15% = S$171.29 before GST
  6. + 9% GST = S$186.71 with the promotion
S$219.66 S$186.71 with the 15% promotion
YAMAHA SNIPER T150 (up to 200cc), tpo: rider 50, licence 10 years, 20% NCD, registered 3 years ago, no claims ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)NCD 20% · Usage Private · Engine capacity 200 cc · Rider age 50 · Cover type Third party only · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0
  1. Base S$155.95 (the premium for a typical bike of the capacity band at 0% NCD)
  2. × 1.13 (the rider's age) = S$176.22
  3. × 0.80 (no claim discount) = S$140.98
  4. + 9% GST = S$153.67
  5. With the promotion: S$140.98 − 15% = S$119.83 before GST
  6. + 9% GST = S$130.61 with the promotion
S$153.67 S$130.61 with the 15% promotion

Download all 96 examples (CSV)

Questions about ECICS motorcycle insurance

How much is ECICS motorcycle insurance?

On 12 Nov 2026, ECICS's lowest motorcycle insurance price for Class 2B bike (up to 200cc), rider aged 30 is S$368.78 on ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) (as at 3 Nov 2026), 2nd lowest of 6 insurers we compare. It prices 3 of the 5 examples below.

Is ECICS the cheapest for motorcycle insurance?

Not on today's examples: its best place is 2nd lowest of 6 insurers. The cheapest for you depends on your own details.

Can I buy ECICS motorcycle insurance here?

You compare ECICS beside the other insurers here and buy with the plan's Buy Now link. We do not take payment or issue policies.

Where the figures come from

Plus 7 files of saved quotes, data and screenshots from ECICS's online quote tool, kept with the table.

Before going live the table was checked against the insurer's own online quotes.

Buy Now addresses

Compare motorcycle quotesECICS motorcycle insurance prices todayBuy Now

Your own premium depends on your answers. The prices shown are only available through our Buy Now link, which places your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy.

Compare ECICS with another insurer

ECICS promo codes and discounts