Motorcycle insurance
ECICS vs Etiqa motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, ECICS was cheaper on 10, Etiqa on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/ecics-vs-etiqa
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | ECICS | Etiqa |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$368.78ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$519.08Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$412.59ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$531.06Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Big bike (above 750cc), rider aged 45 | S$664.93ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$951.00Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Delivery rider, Class 2B bike, aged 28 | No online price | No online price |
| New rider aged 22, Class 2B bike | No online price | S$1,292.76Tiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$236.03ECICS Motorcycle Insurance Third party, fire and theft (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$316.63Tiq ePROTECT motorcycle Third party, fire and theft (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, third party only | S$154.89ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$260.26Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2A bike, rider aged 35, third party only | S$165.88ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$260.97Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Big bike (above 750cc), rider aged 45, third party only | S$276.23ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$417.56Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, no NCD | S$460.99ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$648.84Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, 10% NCD | S$414.89ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$583.96Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
| Class 2B bike, rider aged 30, 15% NCD | S$391.83ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)Buy Nowas at 3 Nov 2026code SPECIAL15 | S$551.52Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | ECICS | Etiqa |
|---|---|---|
| Repairs at | Insurer-arranged repairs; the policy excess is by model (S$300 to S$1,000 on the bikes sampled, shown for your band), waived up to S$300 on the first claim at 20% NCD; a free NCD protector from 10% NCD | Insurer-arranged repairs; the policy excess is by engine capacity and the rider's age (S$300 to S$2,500), shown for your bike |
| Personal accident (rider) | S$1,000 for the policyholder and named riders, included; Personal Accident+ add-on S$32.70 | S$5,000 on the rider's accidental death (riders aged 18 to 60; not while riding pillion), from the policy wording |
| Helmet and riding gear | Not covered | Not covered |
| Excess | S$300.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- ECICS, ECICS Motorcycle Insurance Third party only (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Etiqa, Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
Is ECICS or Etiqa cheaper for motorcycle insurance?
Of the 10 examples both price, ECICS was cheaper on 10, Etiqa on 0. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with Etiqa's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use), Etiqa Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)): Repairs at: ECICS Insurer-arranged repairs; the policy excess is by model (S$300 to S$1,000 on the bikes sampled, shown for your band), waived up to S$300 on the first claim at 20% NCD; a free NCD protector from 10% NCD, Etiqa Insurer-arranged repairs; the policy excess is by engine capacity and the rider's age (S$300 to S$2,500), shown for your bike; Personal accident (rider): ECICS S$1,000 for the policyholder and named riders, included; Personal Accident+ add-on S$32.70, Etiqa S$5,000 on the rider's accidental death (riders aged 18 to 60; not while riding pillion), from the policy wording; Helmet and riding gear: ECICS Not covered, Etiqa Not covered; Excess: ECICS S$300.00, Etiqa S$300.00.
What discounts are ECICS and Etiqa running?
ECICS: Promo code SPECIAL15: 15% off. Etiqa: Promo code BIKE10: 10% off.