Motorcycle insurance
How Etiqa prices motorcycle insurance
Published prices
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/insurers/etiqa/motorcycle
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, Etiqa's lowest motorcycle insurance price for Class 2B bike (up to 200cc), rider aged 30 is S$519.08 (GST included), Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use).
What the figures include
Prices include 9% GST. The table's figures are before GST, so each worked example adds it at the end.
Prices from this table are as at 3 Nov 2026, the day we last checked them against Etiqa's own online quotes.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum.
Etiqa motorcycle insurance prices by plan
Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)
Promotion
Offered when Cover type is Comprehensive; Rider age 26 or more; Rider age up to 65; Years since the registration year up to 5 years; Usage is Private; At-fault claims up to 1
How it's calculated
| Engine capacity by Rider age | Up to 20 | 21 to 25 | 26 to 27 | 28 to 30 | 31 to 55 | 56 to 65 |
|---|---|---|---|---|---|---|
| 200 cc | Not offered on this plan | Not offered on this plan | S$866.13 | S$661.41 | S$541.33 | S$541.33 |
| 400 cc | Not offered on this plan | Not offered on this plan | S$1,082.67 | S$826.76 | S$676.67 | S$676.67 |
| 750 cc | Not offered on this plan | Not offered on this plan | S$1,299.20 | S$992.12 | S$812.00 | S$812.00 |
| 1,000 cc | Not offered on this plan | Not offered on this plan | S$1,775.57 | S$1,355.89 | S$1,109.73 | S$1,109.73 |
| NCD | Figure |
|---|---|
| 0% | ×1.00 |
| 10% | ×0.90 |
| 15% | ×0.85 |
| 20% | ×0.80 |
| Gender | Figure |
|---|---|
| Female | ×0.80 |
| Male | ×1.00 |
| At-fault claims | Figure |
|---|---|
| 0 | ×1.00 |
| 1 | ×1.25 |
the extra for a bike registered this calendar year One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) by 6 bands of rider age × Years since the registration year × NCD × Gender × At-fault claims. CSV
the extra for a bike registered last year One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) by 6 bands of rider age × Years since the registration year × NCD × Gender × At-fault claims. CSV
the loading for a licence held under a year (less the no claim discount only) One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) × Years licensed × NCD. CSV
Excess S$500.00
Promo code BIKE10: 10% off the list price. No end date given; last seen on the insurer's site 3 Nov 2026.
The figure is an estimate when any of these are true: Engine capacity is 750 cc, 1,000 cc; At-fault claims 1 or more. Tiq prices by the bike's exact engine capacity in brackets finer than this form's bands: a 401 to 508cc bike pays about 17% less than the 510 to 750cc figure shown, and above 750cc its brackets of up to 801cc, 821 to 1,200cc (the figure shown), 1,250 to 1,450cc and 1,500cc and over each pay apart. One at-fault claim is loaded by its amount (25% up to about S$2,000, 50% to about S$4,000, 75% to about S$6,000, 100% beyond); the figure shown takes the smallest. Tiq's own quote can sit above or below it.
Tiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use)
Promotion
Offered when Cover type is Comprehensive; Rider age 21 or more; Rider age up to 25; Years since the registration year up to 5 years; Usage is Private; At-fault claims up to 1
How it's calculated
| Engine capacity by Rider age | Up to 20 | 21 to 25 | 26 to 27 | 28 to 30 | 31 to 55 | 56 to 65 |
|---|---|---|---|---|---|---|
| 200 cc | Not offered on this plan | S$1,167.80 | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan |
| 400 cc | Not offered on this plan | S$1,459.75 | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan |
| 750 cc | Not offered on this plan | S$1,751.71 | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan |
| 1,000 cc | Not offered on this plan | S$2,394.00 | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan |
Multiplied by no claim discount: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Multiplied by a woman rides at 80%: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Multiplied by one at-fault claim in three years: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
the extra for a bike registered this calendar year One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) by 6 bands of rider age × Years since the registration year × NCD × Gender × At-fault claims. CSV
the extra for a bike registered last year One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) by 6 bands of rider age × Years since the registration year × NCD × Gender × At-fault claims. CSV
the loading for a licence held under a year (less the no claim discount only): the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Excess S$800.00
Promo code BIKE10: 10% off the list price. No end date given; last seen on the insurer's site 3 Nov 2026.
The figure is an estimate when any of these are true: Engine capacity is 750 cc, 1,000 cc; At-fault claims 1 or more. Tiq prices by the bike's exact engine capacity in brackets finer than this form's bands: a 401 to 508cc bike pays about 17% less than the 510 to 750cc figure shown, and above 750cc its brackets of up to 801cc, 821 to 1,200cc (the figure shown), 1,250 to 1,450cc and 1,500cc and over each pay apart. One at-fault claim is loaded by its amount (25% up to about S$2,000, 50% to about S$4,000, 75% to about S$6,000, 100% beyond); the figure shown takes the smallest. Tiq's own quote can sit above or below it.
Tiq ePROTECT motorcycle Comprehensive (riders 18 to 20, personal use)
Promotion
Offered when Cover type is Comprehensive; Rider age 18 or more; Rider age up to 20; Years since the registration year up to 5 years; Usage is Private; At-fault claims up to 1
How it's calculated
| Engine capacity by Rider age | 18 to 20 | 21 to 25 | 26 to 27 | 28 to 30 | 31 to 55 | 56 to 65 |
|---|---|---|---|---|---|---|
| 200 cc | S$1,925.83 | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan |
| 400 cc | S$2,407.29 | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan |
| 750 cc | S$2,888.75 | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan |
| 1,000 cc | S$3,947.96 | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan | Not offered on this plan |
Multiplied by no claim discount: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Multiplied by a woman rides at 80%: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Multiplied by one at-fault claim in three years: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
the extra for a bike registered this calendar year One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) by 6 bands of rider age × Years since the registration year × NCD × Gender × At-fault claims. CSV
the extra for a bike registered last year One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) by 6 bands of rider age × Years since the registration year × NCD × Gender × At-fault claims. CSV
the loading for a licence held under a year (less the no claim discount only): the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Excess S$1,000.00
Promo code BIKE10: 10% off the list price. No end date given; last seen on the insurer's site 3 Nov 2026.
The figure is an estimate when any of these are true: Engine capacity is 750 cc, 1,000 cc; At-fault claims 1 or more. Tiq prices by the bike's exact engine capacity in brackets finer than this form's bands: a 401 to 508cc bike pays about 17% less than the 510 to 750cc figure shown, and above 750cc its brackets of up to 801cc, 821 to 1,200cc (the figure shown), 1,250 to 1,450cc and 1,500cc and over each pay apart. One at-fault claim is loaded by its amount (25% up to about S$2,000, 50% to about S$4,000, 75% to about S$6,000, 100% beyond); the figure shown takes the smallest. Tiq's own quote can sit above or below it.
Tiq ePROTECT motorcycle Third party, fire and theft (riders 18 to 65, personal use)
Promotion
Offered when Cover type is Third party, fire and theft; Rider age 18 or more; Rider age up to 65; Years since the registration year up to 15 years; Usage is Private; At-fault claims up to 1
How it's calculated
| Engine capacity by Rider age | 18 to 20 | 21 to 25 | 26 to 27 | 28 to 30 | 31 to 55 | 56 to 65 |
|---|---|---|---|---|---|---|
| 200 cc | S$1,145.50 | S$802.87 | S$524.32 | S$403.46 | S$290.00 | S$304.15 |
| 400 cc | S$1,534.97 | S$1,075.84 | S$702.59 | S$540.64 | S$388.60 | S$407.56 |
| 750 cc | S$2,268.09 | S$1,589.67 | S$1,038.15 | S$798.86 | S$574.20 | S$602.21 |
| 1,000 cc | S$3,060.78 | S$2,145.26 | S$1,400.98 | S$1,078.05 | S$774.88 | S$812.68 |
Multiplied by no claim discount: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Multiplied by a woman rides at 80%: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Multiplied by one at-fault claim in three years: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
the extra for a bike registered this calendar year One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) by 6 bands of rider age × Years since the registration year × NCD × Gender × At-fault claims. CSV
the extra for a bike registered last year One figure for each of 4 engine capacity values (200 cc, 400 cc, 750 cc, 1,000 cc) by 6 bands of rider age × Years since the registration year × NCD × Gender × At-fault claims. CSV
the loading for a licence held under a year (less the no claim discount only): the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Excess S$500.00
Promo code BIKE10: 10% off the list price. No end date given; last seen on the insurer's site 3 Nov 2026.
The figure is an estimate when any of these are true: Engine capacity is 200 cc, 750 cc, 1,000 cc; At-fault claims 1 or more. Tiq prices by the bike's exact engine capacity in brackets finer than this form's bands: on the third-party covers a bike up to 125cc pays about 10% less than the 130 to 200cc figure shown, a 401 to 508cc bike about 15% less than the 510 to 750cc figure, and above 750cc its brackets of up to 801cc, 821 to 1,200cc (the figure shown), 1,250 to 1,450cc and 1,500cc and over each pay apart. One at-fault claim is loaded by its amount (25% up to about S$2,000, 50% to about S$4,000, 75% to about S$6,000, 100% beyond); the figure shown takes the smallest. Tiq's own quote can sit above or below it.
Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)
Promotion
Offered when Cover type is Third party only; Rider age 18 or more; Rider age up to 65; Years since the registration year up to 60 years; Usage is Private; At-fault claims up to 1
How it's calculated
| Engine capacity by Rider age | 18 to 20 | 21 to 25 | 26 to 27 | 28 to 30 | 31 to 55 | 56 to 65 |
|---|---|---|---|---|---|---|
| 200 cc | S$1,057.96 | S$521.12 | S$392.07 | S$331.62 | S$262.93 | S$280.76 |
| 400 cc | S$1,338.00 | S$659.07 | S$495.85 | S$419.41 | S$332.53 | S$355.08 |
| 750 cc | S$1,960.33 | S$965.61 | S$726.48 | S$614.48 | S$487.20 | S$520.23 |
| 1,000 cc | S$2,140.81 | S$1,054.50 | S$793.36 | S$671.05 | S$532.05 | S$568.12 |
Multiplied by no claim discount: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Multiplied by a woman rides at 80%: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Multiplied by one at-fault claim in three years: the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
the loading for a licence held under a year (less the no claim discount only): the same figures as Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) above
Excess None
Promo code BIKE10: 10% off the list price. No end date given; last seen on the insurer's site 3 Nov 2026.
The figure is an estimate when any of these are true: Engine capacity is 200 cc, 750 cc, 1,000 cc; At-fault claims 1 or more. Tiq prices by the bike's exact engine capacity in brackets finer than this form's bands: on the third-party covers a bike up to 125cc pays about 10% less than the 130 to 200cc figure shown, a 401 to 508cc bike about 15% less than the 510 to 750cc figure, and above 750cc its brackets of up to 801cc, 821 to 1,200cc (the figure shown), 1,250 to 1,450cc and 1,500cc and over each pay apart. One at-fault claim is loaded by its amount (25% up to about S$2,000, 50% to about S$4,000, 75% to about S$6,000, 100% beyond); the figure shown takes the smallest. Tiq's own quote can sit above or below it.
Worked examples
These cases show how the table's figures add up. Every figure is an estimate (see the plans above), so the insurer's own quote may differ.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Sniper T150 (200cc band), comprehensive: rider 40, licence 10 years, 20% NCD, registered 3 years ago, man, no claims Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) | NCD 20% · Usage Private · Gender Male · Engine capacity 200 cc · Rider age 40 · Cover type Comprehensive · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0 |
| S$472.04 S$424.83 with the 10% promotion |
| Sniper T150 (200cc band), tpft: rider 18, licence 10 years, 20% NCD, registered 3 years ago, man, no claims Tiq ePROTECT motorcycle Third party, fire and theft (riders 18 to 65, personal use) | NCD 20% · Usage Private · Gender Male · Engine capacity 200 cc · Rider age 18 · Cover type Third party, fire and theft · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0 |
| S$998.88 S$898.99 with the 10% promotion |
| Sniper T150 (200cc band), tpo: rider 20, licence 10 years, 20% NCD, registered 3 years ago, man, no claims Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use) | NCD 20% · Usage Private · Gender Male · Engine capacity 200 cc · Rider age 20 · Cover type Third party only · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0 |
| S$922.54 S$830.29 with the 10% promotion |
| Sniper T150 (200cc band), comprehensive: rider 24, licence 10 years, 20% NCD, registered 3 years ago, man, no claims Tiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use) | NCD 20% · Usage Private · Gender Male · Engine capacity 200 cc · Rider age 24 · Cover type Comprehensive · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0 |
| S$1,018.32 S$916.49 with the 10% promotion |
| Sniper T150 (200cc band), tpft: rider 25, licence 10 years, 20% NCD, registered 3 years ago, man, no claims Tiq ePROTECT motorcycle Third party, fire and theft (riders 18 to 65, personal use) | NCD 20% · Usage Private · Gender Male · Engine capacity 200 cc · Rider age 25 · Cover type Third party, fire and theft · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0 |
| S$700.11 S$630.10 with the 10% promotion |
| Sniper T150 (200cc band), tpo: rider 29, licence 10 years, 20% NCD, registered 3 years ago, man, no claims Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use) | NCD 20% · Usage Private · Gender Male · Engine capacity 200 cc · Rider age 29 · Cover type Third party only · Years since the registration year 3 years · Years licensed 10 · At-fault claims 0 |
| S$289.18 S$260.26 with the 10% promotion |
Questions about Etiqa motorcycle insurance
How much is Etiqa motorcycle insurance?
On 12 Nov 2026, Etiqa's lowest motorcycle insurance price for Class 2B bike (up to 200cc), rider aged 30 is S$519.08 on Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use) (as at 3 Nov 2026), 6th lowest of 6 insurers we compare. It is the cheapest insurer on 1 of the 5 examples below.
Is Etiqa the cheapest for motorcycle insurance?
On today's prices Etiqa is the cheapest insurer on 1 of our 5 examples. The cheapest for you depends on your own details: compare them on the quote form.
Can I buy Etiqa motorcycle insurance here?
You compare Etiqa beside the other insurers here and buy with the plan's Buy Now link. We do not take payment or issue policies.
Where the figures come from
- Tiq by Etiqa – ePROTECT motorcycle product page and FAQ
- Tiq – ePROTECT motorcycle brochure (03/2025)
- Tiq – ePROTECT Motorcycle policy wording V5 (10/2025)
- Tiq – motorcycle insurance promotion page (BIKE10)
Plus 7 files of saved quotes, data and screenshots from Etiqa's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes.
Buy Now addresses
- Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Your own premium depends on your answers. The prices shown are only available through our Buy Now link, which places your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy.