Motorcycle insurance
Etiqa vs FWD motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 11 examples both price, Etiqa was cheaper on 1, FWD on 10. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/etiqa-vs-fwd
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Etiqa | FWD |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$519.08Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$386.72FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$531.06Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$441.73FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45 | S$951.00Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$763.22FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Delivery rider, Class 2B bike, aged 28 | No online price | No online price |
| New rider aged 22, Class 2B bike | S$1,292.76Tiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$1,421.23FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$316.63Tiq ePROTECT motorcycle Third party, fire and theft (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$248.21FWD Motorcycle Insurance (underwritten by Income) Third party, fire and theftBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party only | S$260.26Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$164.10FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2A bike, rider aged 35, third party only | S$260.97Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$176.69FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45, third party only | S$417.56Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$296.39FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, no NCD | S$648.84Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$483.40FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 10% NCD | S$583.96Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$435.06FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 15% NCD | S$551.52Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)Buy Nowas at 3 Nov 2026code BIKE10 | S$410.90FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | Etiqa | FWD |
|---|---|---|
| Repairs at | Insurer-arranged repairs; the policy excess is by engine capacity and the rider's age (S$300 to S$2,500), shown for your bike | A quality workshop chosen by Income |
| Personal accident (rider) | S$5,000 on the rider's accidental death (riders aged 18 to 60; not while riding pillion), from the policy wording | S$1,000, at no extra cost |
| Helmet and riding gear | Not covered | Not stated in the brochure or the conditions |
| Excess | S$300.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Etiqa, Tiq ePROTECT motorcycle Third party only (riders 18 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
Is Etiqa or FWD cheaper for motorcycle insurance?
Of the 11 examples both price, Etiqa was cheaper on 1, FWD on 10. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with FWD's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (Etiqa Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use), FWD FWD Motorcycle Insurance (underwritten by Income) Comprehensive): Repairs at: Etiqa Insurer-arranged repairs; the policy excess is by engine capacity and the rider's age (S$300 to S$2,500), shown for your bike, FWD A quality workshop chosen by Income; Personal accident (rider): Etiqa S$5,000 on the rider's accidental death (riders aged 18 to 60; not while riding pillion), from the policy wording, FWD S$1,000, at no extra cost; Helmet and riding gear: Etiqa Not covered, FWD Not stated in the brochure or the conditions; Excess: Etiqa S$300.00, FWD S$300.00.
What discounts are Etiqa and FWD running?
Etiqa: Promo code BIKE10: 10% off. FWD: none to show.