Motorcycle insurance, Class 2B bike (up to 200cc), rider aged 30: compare insurers and buy online

In short

• ECICS is cheapest for these answers today, at S$368.78 for its ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) plan.
• 5 insurers price it; the dearest of them, Etiqa, asks at least S$519.08, S$150.30 more.
• Of the changes below, the one that costs most is "food or parcel delivery": the lowest price becomes S$822.89.

How each estimate is worked out

The prices are estimates: the insurer's own quote can differ.

• ECICS: ECICS prices by the bike's exact make and model, which this form does not ask. The figure is for a typical bike of the band (up to 200cc: Yamaha SNIPER T150; 201 to 400cc: Honda CB400SF; 401 to 750cc: Honda 650; above 750cc: Honda CB1000R); the models sampled in each band ran -9% to +108% (up to 200cc), +0% to +26% (201 to 400cc), -6% to +41% (401 to 750cc), -52% to +79% (above 750cc) off it, Yamaha's lines cheaper and Kawasaki's and KTM's dearer. ECICS's own quote for your model can sit above or below this figure.
• Income: Income's online quote prices by the bike's make, model and engine capacity, which this form does not ask: the figure shown is its price for one common bike of the capacity band (up to 200cc: Honda PCX125; the 8 other bikes sampled pay from 8% less to 21% more; 201 to 400cc: Honda CB400SF; the 6 other bikes sampled pay up to 27% more; 401 to 750cc: Kawasaki ER-6F; the 5 other bikes sampled pay up to 21% less; above 750cc: Honda CB1000R; the 8 other bikes sampled pay from 59% less to 18% more). Income's own quote for your bike can sit above or below it.
• FWD: FWD's quote (Income's gateway) prices by the bike's make, model and engine capacity, which this form does not ask: the figure shown is its price for one common bike of the capacity band (up to 200cc: Honda PCX125; the 8 other bikes sampled pay from 8% less to 21% more; 201 to 400cc: Honda CB400SF; the 6 other bikes sampled pay up to 27% more; 401 to 750cc: Kawasaki ER-6F; the 5 other bikes sampled pay up to 21% less; above 750cc: Honda CB1000R; the 8 other bikes sampled pay from 59% less to 18% more). FWD's own quote for your bike can sit above or below it.
• DirectAsia: DirectAsia prices by the bike's make and model, which this form does not ask: the figure shown is its price for one common bike of the capacity band (up to 200cc: Yamaha Sniper T150; the 9 other bikes sampled pay from 6% less to 9% more; 201 to 400cc: Honda CB 400 Superfour; the 9 other bikes sampled pay from 16% less to 18% more; 401 to 750cc: Kawasaki EX 650 D (Ninja 650); the 9 other bikes sampled pay from 19% less to 26% more; above 750cc: Honda CB 1000 R; the 12 other bikes sampled pay from 24% less to 58% more). It takes the rider as married; a single rider pays about 11% more. A rider with a Certificate of Merit at 20% NCD pays about 11% less on DirectAsia's site, which this form does not ask. It gave no price at all for one of the bikes sampled (Kawasaki KRR 150), so some models are not sold online. DirectAsia's own quote can sit above or below it.

Buy Now addresses

• ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
• Income, Income Motorcycle Insurance Comprehensive: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200&regDate=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private
• DirectAsia, DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence): https://shentonbrokers.com/insurers/directasia/motorcycle
• Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895

How the price changes

The lowest price today when one answer changes. Every other answer stays as above.

Insurers with no online price for this example

Every insurer we compare that prices motorcycle insurance online gives a price for this example.

Some insurers give prices only through their agents; they are on our insurer list.

Motorcycle insurance price by rider age and licence class

The lowest price today for a year's comprehensive cover, GST included, for a male rider of each age on a bike registered 3 years ago, private use, no claims, with the licence years and NCD his age allows (up to 10 years and 20%), and the insurer that offers it.

The prices are estimates: the insurer's own quote can differ. Open a price for every insurer's price for those answers.

Motorcycle insurance price by cover type and licence class

The lowest price today for a year's cover, GST included, for a male rider aged 30 with a 5-year licence and 20% NCD, a bike registered 3 years ago, private use, no claims.

The prices are estimates: the insurer's own quote can differ. Open a price for every insurer's price for those answers.

Motorcycle insurance price by NCD and licence class

The lowest price today for a year's comprehensive cover, GST included, for a male rider aged 30 with a 5-year licence, a bike registered 3 years ago, private use, no claims, at each NCD.

The prices are estimates: the insurer's own quote can differ. Open a price for every insurer's price for those answers.