Best motorcycle insurance in Singapore (November 2026)

On our value score, ECICS (ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)) ranks first among our featured insurers this month, then Etiqa and Income. The ranking covers 5 common examples, worked out from each insurer's current rates. The best plan for you depends on your own answers and the cover you need.

For a Class 2B bike (up to 200cc), rider aged 30, the cheapest plan from our featured insurers today is ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) at S$368.78 (as at 3 Nov 2026), GST included. The cheapest plan is not always the best value: compare its cover and excess too.

The value score (0 to 100) weighs each featured plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission does not change a plan's score, but only insurers that pay us commission are ranked.

We rank only our featured insurers: the ones you can buy from through our Buy Now links, and who pay us commission when you buy. Other insurers are not ranked here. Among them, the order comes only from the value score. Every insurer's price is on our price pages.

The prices are worked out again from each insurer's current rates every day, and the page is retitled each month. A new rate table or discount changes the ranking at once.

On many plans, but the sum is small. 4 of the 6 insurers we compare include personal accident cover for the rider on at least one plan; 2 sell it only as an add-on. Limits run from S$1,000 to S$5,000. That pays little after a serious accident, so a rider may want a personal accident policy as well.

Yes for towing after an accident. All 6 insurers we compare include accident towing on at least one plan, often capped at S$50 to S$100 a tow in Singapore. Help after a breakdown, such as a flat battery, is a paid add-on at some insurers, so check before you need it.

Yes, on every cover type, including third party only. All 6 insurers we compare pay for damage you cause to other people's property, such as a car you hit. The limit is S$500,000 or unlimited. Injury to other people is covered too, without a limit at most of them. Damage to your own bike needs comprehensive cover.

Yes, on comprehensive and on third party, fire and theft plans. All 6 insurers we compare set terms on a theft claim: a bike stolen outside Singapore carries an excess of half its value, capped at S$2,000 to S$3,000. A third-party-only plan does not pay for your own bike at all.