Motorcycle insurance
Comprehensive or third party: what each motorcycle cover costs
Today's lowest and typical yearly price for each cover on a Class 2B bike and a big bike, and for comprehensive cover as the bike gets older, GST included. Unless a table says otherwise: a bike 3 years old, a male rider aged 30 with a licence held 5 years and a 20% no-claim discount. Every motorcycle price here is an estimate from the insurer's own table. Each insurer prices your exact make and model when you buy, so your own price can differ.
Compare every insurer we price for a Class 2B bike, rider aged 30 on one page: https://shentonbrokers.com/prices/motorcycle/class-2b-commuter-30
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/comprehensive-or-third-party-motorcycle-insurance
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, a rider aged 30 on a Class 2B bike pays from S$368.78 a year for comprehensive cover (ECICS), S$236.03 for third party, fire and theft and S$154.89 for third party only (ECICS), GST included.
Class 2B bike, by cover
| Cover | Lowest | Typical | Insurers |
|---|---|---|---|
| Comprehensive | S$368.78Buy NowECICS | S$386.72 | 5 |
| Third party, fire and theft | S$236.03Buy NowECICS | S$248.21 | 5 |
| Third party only | S$154.89Buy NowECICS | S$164.10 | 6 |
Big bike, by cover
| Cover | Lowest | Typical | Insurers |
|---|---|---|---|
| Comprehensive | S$570.83Buy NowECICS | S$658.37 | 5 |
| Third party, fire and theft | S$397.11Buy NowECICS | S$422.58 | 5 |
| Third party only | S$260.59Buy NowECICS | S$279.38 | 6 |
Comprehensive cover, by the bike's age
| Bike | Lowest | Typical | Insurers |
|---|---|---|---|
| 1 year old | S$405.26Buy NowECICS | S$422.58 | 5 |
| 3 years old | S$368.78Buy NowECICS | S$386.72 | 5 |
| 5 years old | S$368.78Buy NowECICS | S$386.72 | 5 |
| 8 years old | S$368.78Buy NowECICS | S$386.72 | 4 |
| 12 years old | S$386.72Buy NowIncome | S$386.72 | 3 |
| 15 years old | S$386.72Buy NowIncome | S$386.72 | 3 |
Insurers with no online comprehensive price for an older bike
- ECICS: no online price for 12 years old, 15 years old. This insurer's online price is for motorcycles up to 10 years old.
- Etiqa: no online price for 8 years old, 12 years old, 15 years old. This insurer's online price is for motorcycles up to 5 years old.
The oldest bike each insurer covers comprehensively online
Years since the bike was registered, from each insurer's online table.
- Budget Direct: up to 15 years from registration.
- DirectAsia: up to 30 years from registration.
- ECICS: up to 10 years from registration.
- Etiqa: up to 5 years from registration.
- FWD: up to 30 years from registration.
- Income: up to 30 years from registration.
Compare motorcycle insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for a Class 2B bike (up to 200cc), rider aged 30, lowest premium first.
- ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Income, Income Motorcycle Insurance Comprehensive: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private
- Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
How much is third party motorcycle insurance against comprehensive?
A rider aged 30 on a Class 2B bike. Comprehensive: from S$368.78 a year (ECICS); Third party, fire and theft: from S$236.03 a year (ECICS); Third party only: from S$154.89 a year (ECICS). Today's prices, GST included.
How much is each cover on a big bike?
A rider aged 40 on a bike above 750cc, licence held 10 years or more. Comprehensive: from S$570.83 a year (ECICS); Third party, fire and theft: from S$397.11 a year (ECICS); Third party only: from S$260.59 a year (ECICS). Today's prices, GST included.
Can an older motorcycle get comprehensive cover?
A rider aged 30 on a Class 2B bike, comprehensive cover. 1 year old: from S$405.26 a year (ECICS); 3 years old: from S$368.78 a year (ECICS); 5 years old: from S$368.78 a year (ECICS); 8 years old: from S$368.78 a year (ECICS); 12 years old: from S$386.72 a year (Income); 15 years old: from S$386.72 a year (Income). Today's prices, GST included.
Comprehensive or third party?
Comprehensive also pays for damage to your own bike. Third party only covers what you do to others, so it suits an older bike that is worth little. Third party, fire and theft adds the bike if it is stolen or burns.
Are these motorcycle prices exact?
Every motorcycle price here is an estimate from the insurer's own table. Each insurer prices your exact make and model when you buy, so your own price can differ.