Motorcycle insurance
Does motorcycle insurance cover riding in Malaysia?
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/covers/does-motorcycle-insurance-cover-riding-in-malaysia
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Yes, in West Malaysia, at the insurers whose wordings we hold. All 6 insurers we compare set one extra term for riding abroad: if the bike is stolen outside Singapore, you pay up to half its value, capped at S$2,000 to S$3,000. Check the policy's area of cover before a longer trip.
The figures
- Insurers compared: 6, with 20 plans between them.
- Insurers with at least one plan that covers it: 6.
- Cheapest plan that covers it, for a Class 2B bike (up to 200cc), rider aged 30: ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use), S$368.78.
- Median price among the insurers that cover it, for the same example: S$386.72.
- Budget Direct's, ECICS's and Income's policy wordings (FWD sells Income's policy) cover Singapore, West Malaysia and the part of southern Thailand within about 80 km of the Malaysian border.
What each insurer says
| Insurer | Covered? | What the policy says | From |
|---|---|---|---|
| ECICSYes, with limitsfrom S$368.78 | Yes, with limits | ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use)3 of its 3 plansTerms: A bike stolen outside Singapore: an excess of 50% of its market value, up to S$3,000 | S$368.78Buy Now |
| FWDYes, with limitsfrom S$386.72 | Yes, with limits | FWD Motorcycle Insurance (underwritten by Income) Comprehensive3 of its 3 plansTerms: A bike stolen outside Singapore: an excess of 50% of its market value, up to S$2,500 | S$386.72Buy Now |
| IncomeYes, with limitsfrom S$386.72 | Yes, with limits | Income Motorcycle Insurance Comprehensive3 of its 3 plansTerms: A bike stolen outside Singapore: an excess of 50% of its market value, up to S$2,500 | S$386.72Buy Now |
| DirectAsiaYes, with limitsfrom S$487.56 | Yes, with limits | DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)3 of its 3 plansTerms: A bike stolen outside Singapore: an excess of 50% of its market value, up to S$2,000 | S$487.56Buy Now |
| EtiqaYes, with limitsfrom S$519.08 | Yes, with limits | Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use)5 of its 5 plansTerms: A bike stolen outside Singapore: you bear 50% of its value, up to S$2,500 | S$519.08Buy Now |
| Budget DirectYes, with limits | Yes, with limits | Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)3 of its 3 plansTerms: A bike stolen outside Singapore: an excess of 50% of its market value, up to S$2,000 | – |
All prices include 9% GST. A dash means the plan has no price for this example. Each insurer's policy wording is the final word on what is covered.
The prices are estimates: the insurer's own quote can differ.
See every insurer's price for your own answers, with each plan's cover side by side.
Compare motorcycle insuranceBuy Now addresses
Each listed insurer's best-value plan for a Class 2B bike (up to 200cc), rider aged 30, lowest premium first.
- ECICS, ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use): https://purchase.ecics.com/motorcycle/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Income, Income Motorcycle Insurance Comprehensive: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private
- Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 26 to 65, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
Questions people ask
Does motorcycle insurance cover riding in Malaysia?
Yes, in West Malaysia, at the insurers whose wordings we hold. All 6 insurers we compare set one extra term for riding abroad: if the bike is stolen outside Singapore, you pay up to half its value, capped at S$2,000 to S$3,000. Check the policy's area of cover before a longer trip.
Where do these answers come from?
From each insurer's own policy documents: the benefit table and exclusions of every live plan we compare, 20 plans from 6 insurers. The policy wording is the final word on what is covered.
Which plan is cheapest?
For a Class 2B bike (up to 200cc), rider aged 30, ECICS ECICS Motorcycle Insurance Comprehensive (riders 22 to 70, no delivery use) is the cheapest plan that covers it, at S$368.78 today, GST included. The median of each insurer's lowest price is S$386.72.