Maid insurance
Does maid insurance cover dengue?
As of 28 Oct 2026 (Singapore time)
Yes, for a hospital stay: dengue is an illness, and every plan carries the hospital and surgical cover MOM requires, at least S$60,000 a year. None of the 14 insurers we compare excludes dengue. 4 insurers also name it under outpatient cover, with a small sub-limit such as S$100 or S$150.
The figures
- Insurers compared: 14, with 79 plans between them.
- Insurers with at least one plan that covers it: 4.
- Insurers whose documents do not say: 10.
- Cheapest plan that covers it, for new helper, 26 months, with bond waiver: MSIG Standard, S$447.88.
- Median price among the insurers that cover it, for the same example: S$540.28.
- MOM requires every helper to have at least S$60,000 a year of hospital and surgical cover and S$60,000 of personal accident cover.
What each insurer says
| Insurer | Covered? | What the policy says | From |
|---|---|---|---|
| MSIGYesfrom S$447.88 | Yes | Standard6 of its 6 plansOutpatient treatment: Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits) | S$447.88 |
| UOIYesfrom S$508.30 | Yes | UOB InsureHelper Plus Basic (underwritten by UOI)3 of its 3 plansOutpatient treatment: Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included) | S$508.30 |
| India InternationalYesfrom S$572.25 | Yes | i-Maid Standard2 of its 2 plansOutpatient treatment: S$1,250 outpatient medical expenses, plus S$150 for TCM and S$150 for dengue fever treatment | S$572.25 |
| SompoYesfrom S$634.50 | Yes | Standard6 of its 6 plansOutpatient treatment: Accidents only: $2,000 medical expenses due to injury (incl. Chinese physician $100 per accident, dengue fever) | S$634.50 |
| ECICSNot statedfrom S$478.50 | Not stated | Classic6 of its 6 plansThe plan's documents do not mention it. | S$478.50 |
| EtiqaNot statedfrom S$551.92 | Not stated | Plan A3 of its 3 plansThe plan's documents do not mention it. | S$551.92 |
| LibertyNot statedfrom S$555.90 | Not stated | Standard4 of its 4 plansThe plan's documents do not mention it. | S$555.90 |
| HL AssuranceNot statedfrom S$561.50 | Not stated | Maid Protect360 Pro Basic8 of its 8 plansThe plan's documents do not mention it. | S$561.50 |
| IncomeNot statedfrom S$565.71 | Not stated | Basic Plan9 of its 27 plansThe plan's documents do not mention it. | S$565.71 |
| FWDNot statedfrom S$573.37 | Not stated | Essential3 of its 3 plansThe plan's documents do not mention it. | S$573.37 |
| Great EasternNot statedfrom S$575.52 | Not stated | Silver3 of its 3 plansThe plan's documents do not mention it. | S$575.52 |
| EQ InsuranceNot statedfrom S$616.94 | Not stated | EQ MaidSafe (Plan 1)2 of its 2 plansThe plan's documents do not mention it. | S$616.94 |
| AIGNot statedfrom S$671.52 | Not stated | AIG Domestic Helper Insurance Classic4 of its 4 plansThe plan's documents do not mention it. | S$671.52 |
| ChubbNot statedfrom S$876.58 | Not stated | DBS Domestic Helper Protect Classic (underwritten by Chubb)2 of its 2 plansThe plan's documents do not mention it. | S$876.58 |
All prices include 9% GST. A dash means the plan has no price for this example. Each insurer's policy wording is the final word on what is covered.
See every insurer's price for your own answers, with each plan's cover side by side.
Compare maid insuranceQuestions people ask
Does maid insurance cover dengue?
Yes, for a hospital stay: dengue is an illness, and every plan carries the hospital and surgical cover MOM requires, at least S$60,000 a year. None of the 14 insurers we compare excludes dengue. 4 insurers also name it under outpatient cover, with a small sub-limit such as S$100 or S$150.
Where do these answers come from?
From each insurer's own policy documents: the benefit table and exclusions of every live plan we compare, 79 plans from 14 insurers. The policy wording is the final word on what is covered.
Which plan is cheapest?
For new helper, 26 months, with bond waiver, MSIG Standard is the cheapest plan that covers it, at S$447.88 today, GST included. The median of each insurer's lowest price is S$540.28.