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Maid insurance

How ECICS prices maid insurance

What the figures include

The table's figures already include 9% GST.

Prices from this table are as at 5 Oct 2026, the day we read ECICS's published rates.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 5, live since 22 Oct 2026.

Plans and how each is priced

Classic

Promotion

Offered when Helper's age 23 or more; Helper's age up to 59

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$530.00S$1,150.00
26 monthsS$530.00S$1,150.00
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

Promo code MAID20: 20% off the base figure, none off the additions until 30 Dec 2027.

Classic with co-payment waiver

Promotion

Offered when Helper's age 23 or more; Helper's age up to 50

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$530.00Not offered on this plan
26 monthsS$530.00Not offered on this plan
Plus (1 of 2)
Bond waiverFigure
NoS$0.00
YesS$54.50
Plus (2 of 2)
Cover periodFigure
14 monthsS$114.45
26 monthsS$141.70

Excess None

Promo code MAID20: 20% off the base figure, none off the additions until 30 Dec 2027.

Deluxe

Promotion

Offered when Helper's age 23 or more; Helper's age up to 59

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$590.00S$1,270.00
26 monthsS$590.00S$1,270.00
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

Promo code MAID20: 20% off the base figure, none off the additions until 30 Dec 2027.

Deluxe with co-payment waiver

Promotion

Offered when Helper's age 23 or more; Helper's age up to 50

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$590.00Not offered on this plan
26 monthsS$590.00Not offered on this plan
Plus (1 of 2)
Bond waiverFigure
NoS$0.00
YesS$54.50
Plus (2 of 2)
Cover periodFigure
14 monthsS$140.00
26 monthsS$180.00

Excess None

Promo code MAID20: 20% off the base figure, none off the additions until 30 Dec 2027.

Exclusive

Promotion

Offered when Helper's age 23 or more; Helper's age up to 59

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$660.00S$1,420.00
26 monthsS$660.00S$1,420.00
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

Promo code MAID20: 20% off the base figure, none off the additions until 30 Dec 2027.

Exclusive with co-payment waiver

Promotion

Offered when Helper's age 23 or more; Helper's age up to 50

Base premium
Cover periodby Helper's ageUp to 5051 to 60
14 monthsS$660.00Not offered on this plan
26 monthsS$660.00Not offered on this plan
Plus (1 of 2)
Bond waiverFigure
NoS$0.00
YesS$54.50
Plus (2 of 2)
Cover periodFigure
14 monthsS$155.00
26 monthsS$204.00

Excess None

Promo code MAID20: 20% off the base figure, none off the additions until 30 Dec 2027.

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Classic 14 months, helper 30 (new helper: the 26-month premium)Classic
  • Helper's age: 30
  • Bond waiver: No
  • Cover period: 14 months
  1. Base S$530.00 (Cover period 14 months, Helper's age Up to 50)
  2. + S$0.00 (Bond waiver No) = S$530.00
  3. GST is included: S$530.00
S$530.00S$424.00 with the 20% promotion
Classic 26 months, helper 50, bond waiverClassic
  • Helper's age: 50
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$530.00 (Cover period 26 months, Helper's age Up to 50)
  2. + S$54.50 (Bond waiver Yes) = S$584.50
  3. GST is included: S$584.50
S$584.50S$478.50 with the 20% promotion
Deluxe 26 months, helper 51Deluxe
  • Helper's age: 51
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$1,270.00 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$0.00 (Bond waiver No) = S$1,270.00
  3. GST is included: S$1,270.00
S$1,270.00S$1,016.00 with the 20% promotion
Exclusive 14 months, helper 59, bond waiver (new helper: the 26-month premium)Exclusive
  • Helper's age: 59
  • Bond waiver: Yes
  • Cover period: 14 months
  1. Base S$1,420.00 (Cover period 14 months, Helper's age 51 to 60)
  2. + S$54.50 (Bond waiver Yes) = S$1,474.50
  3. GST is included: S$1,474.50
S$1,474.50S$1,190.50 with the 20% promotion
Classic with co-payment waiver 14 months, helper 32, bond waiverClassic with co-payment waiver
  • Helper's age: 32
  • Bond waiver: Yes
  • Cover period: 14 months
  1. Base S$530.00 (Cover period 14 months, Helper's age Up to 50)
  2. + S$54.50 (Bond waiver Yes) = S$584.50
  3. + S$114.45 (Cover period 14 months) = S$698.95
  4. GST is included: S$698.95
S$698.95S$592.95 with the 20% promotion
Deluxe with co-payment waiver 26 months, helper 50Deluxe with co-payment waiver
  • Helper's age: 50
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$590.00 (Cover period 26 months, Helper's age Up to 50)
  2. + S$0.00 (Bond waiver No) = S$590.00
  3. + S$180.00 (Cover period 26 months) = S$770.00
  4. GST is included: S$770.00
S$770.00S$652.00 with the 20% promotion
Show the other 1 examples
ExampleAnswersWorkingPremium
Exclusive with co-payment waiver 14 months, helper 23Exclusive with co-payment waiver
  • Helper's age: 23
  • Bond waiver: No
  • Cover period: 14 months
  1. Base S$660.00 (Cover period 14 months, Helper's age Up to 50)
  2. + S$0.00 (Bond waiver No) = S$660.00
  3. + S$155.00 (Cover period 14 months) = S$815.00
  4. GST is included: S$815.00
S$815.00S$683.00 with the 20% promotion

Where the figures come from

Plus 1 file of saved quotes, data and screenshots from ECICS's online quote tool, kept with the table.

Before going live the table was read from the published table, matched to worked examples in the insurer's brochure and checked against the insurer's own online quotes.

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