Maid insurance
ECICS vs Liberty maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, ECICS was cheaper on 4, Liberty on 7. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | Liberty |
|---|---|---|
| New helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$555.90Standardas at 5 Oct 2026 |
| Renewal, 14 months, no waiver | S$424.00Classicas at 5 Oct 2026code MAID20 | S$376.05Standardas at 5 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$478.50Classicas at 5 Oct 2026code MAID20 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$931.95Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$501.40Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$877.45Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$478.50Classicas at 5 Oct 2026code MAID20 | S$430.55Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$974.50Classicas at 5 Oct 2026code MAID20 | S$712.59Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$424.00Classicas at 5 Oct 2026code MAID20 | S$376.05Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$920.00Classicas at 5 Oct 2026code MAID20 | S$658.09Standardas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | Liberty |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%) | S$60,000 per year; 25% co-insurance on bills above S$15,000 |
| Outpatient treatment | Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below) | Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment |
| Repatriation | Up to S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or Liberty cheaper for maid insurance?
Of the 11 examples both price, ECICS was cheaper on 4, Liberty on 7. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with Liberty's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (ECICS Classic, Liberty Standard): Hospital and surgical (per year): ECICS S$60,000 per policy year (first S$15,000 no co-payment; above S$15,000 the employer pays 25%), Liberty S$60,000 per year; 25% co-insurance on bills above S$15,000; Outpatient treatment: ECICS Accidents only: up to S$1,500 accidental medical expenses; illness outpatient only with the optional rider (S$300 or S$500, helpers aged 50 and below), Liberty Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment; Repatriation: ECICS Up to S$10,000, Liberty S$10,000; Excess: ECICS S$0.00, Liberty S$0.00.
What discounts are ECICS and Liberty running?
ECICS: Promo code MAID20: 20% off. Liberty: none to show.