Maid insurance
How Liberty prices maid insurance
Priced online
What the figures include
The table's figures already include 9% GST.
Prices from this table are as at 5 Oct 2026, the day we read Liberty's published rates.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 2, live since 20 Oct 2026.
Plans and how each is priced
Standard
Offered when Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$376.05 | S$658.09 |
| 26 months | S$501.40 | S$877.45 |
| Bond waiver | Figure |
|---|---|
| No | S$0.00 |
| Yes | S$54.50 |
Excess None
Standard Plus
Offered when Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$441.45 | S$772.54 |
| 26 months | S$588.60 | S$1,030.05 |
| Bond waiver | Figure |
|---|---|
| No | S$0.00 |
| Yes | S$54.50 |
Excess None
Superior Plus
Offered when Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$506.85 | S$886.99 |
| 26 months | S$675.80 | S$1,182.65 |
| Bond waiver | Figure |
|---|---|
| No | S$0.00 |
| Yes | S$54.50 |
Excess None
Supreme Plus
Offered when Helper's age up to 64
| Cover periodby Helper's age | Up to 50 | 51 to 64 |
|---|---|---|
| 14 months | S$572.25 | S$1,001.44 |
| 26 months | S$763.00 | S$1,335.25 |
| Bond waiver | Figure |
|---|---|
| No | S$0.00 |
| Yes | S$54.50 |
Excess None
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Standard 14 months, helper 30Standard |
|
| S$376.05 |
| Standard Plus 26 months, helper 50, bond waiverStandard Plus |
|
| S$643.10 |
| Superior Plus 14 months, helper 51Superior Plus |
|
| S$886.99 |
| Supreme Plus 26 months, helper 64, bond waiverSupreme Plus |
|
| S$1,389.75 |
| Supreme Plus 14 months, helper 45, bond waiverSupreme Plus |
|
| S$626.75 |
Where the figures come from
- Liberty HelperCare product page (benefits and premiums table) read 5 Oct 2026
- Liberty HelperCare brochure read 5 Oct 2026
- Liberty HelperCare proposal form read 5 Oct 2026
- Liberty HelperCare policy wording (JUL 2025; policies effected on/after 1 July 2025) read 5 Oct 2026
Before going live the table was read from the published table and matched to worked examples in the insurer's brochure.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.