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Maid insurance

Liberty vs Sompo maid insurance

As of 28 Oct 2026 (Singapore time)

Of the 11 examples both price, Liberty was cheaper on 7, Sompo on 4. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleLibertySompo
New helper, 26 months, with bond waiverS$555.90Standardas at 5 Oct 2026S$634.50Standardas at 5 Oct 2026
Renewal, 14 months, no waiverS$376.05Standardas at 5 Oct 2026S$389.95Standardas at 5 Oct 2026
Young helper, 26 months, with bond waiverS$555.90Standardas at 5 Oct 2026S$634.50Standardas at 5 Oct 2026
26 months, with bond waiver, helper under 50S$555.90Standardas at 5 Oct 2026S$634.50Standardas at 5 Oct 2026
26 months, with bond waiver, helper over 50S$931.95Standardas at 5 Oct 2026S$872.50Standardas at 5 Oct 2026
26 months, no bond waiver, helper under 50S$501.40Standardas at 5 Oct 2026S$580.00Standardas at 5 Oct 2026
26 months, no bond waiver, helper over 50S$877.45Standardas at 5 Oct 2026S$818.00Standardas at 5 Oct 2026
14 months, with bond waiver, helper under 50S$430.55Standardas at 5 Oct 2026S$444.45Standardas at 5 Oct 2026
14 months, with bond waiver, helper over 50S$712.59Standardas at 5 Oct 2026S$603.50Standardas at 5 Oct 2026
14 months, no bond waiver, helper under 50S$376.05Standardas at 5 Oct 2026S$389.95Standardas at 5 Oct 2026
14 months, no bond waiver, helper over 50S$658.09Standardas at 5 Oct 2026S$549.00Standardas at 5 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for new helper, 26 months, with bond waiver: Liberty Standard, Sompo Standard.
CoverLibertySompo
Hospital and surgical (per year)S$60,000 per year; 25% co-insurance on bills above S$15,000$60,000 annual limit ($120,000 per policy period); first $15,000 no co-payment, 25% co-payment above
Outpatient treatmentAccidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatmentAccidents only: $2,000 medical expenses due to injury (incl. Chinese physician $100 per accident, dengue fever)
RepatriationS$10,000$10,000
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Liberty or Sompo cheaper for maid insurance?

Of the 11 examples both price, Liberty was cheaper on 7, Sompo on 4. Your own answers can change the order, so get your own quote.

How does Liberty's cover compare with Sompo's?

On each one's cheapest plan for new helper, 26 months, with bond waiver (Liberty Standard, Sompo Standard): Hospital and surgical (per year): Liberty S$60,000 per year; 25% co-insurance on bills above S$15,000, Sompo $60,000 annual limit ($120,000 per policy period); first $15,000 no co-payment, 25% co-payment above; Outpatient treatment: Liberty Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment, Sompo Accidents only: $2,000 medical expenses due to injury (incl. Chinese physician $100 per accident, dengue fever); Repatriation: Liberty S$10,000, Sompo $10,000; Excess: Liberty S$0.00, Sompo S$0.00.

What discounts are Liberty and Sompo running?

Liberty: none to show. Sompo: none to show.