Maid insurance
Etiqa vs Liberty maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, Etiqa was cheaper on 7, Liberty on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Etiqa | Liberty |
|---|---|---|
| New helper, 26 months, with bond waiver | S$551.92Plan Aas at 15 Oct 2026code TIQMAID35 | S$555.90Standardas at 5 Oct 2026 |
| Renewal, 14 months, no waiver | S$356.38Plan Aas at 15 Oct 2026code TIQMAID35 | S$376.05Standardas at 5 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$551.92Plan Aas at 15 Oct 2026code TIQMAID35 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$551.92Plan Aas at 15 Oct 2026code TIQMAID35 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$972.77Plan Aas at 15 Oct 2026code TIQMAID35 | S$931.95Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$495.24Plan Aas at 15 Oct 2026code TIQMAID35 | S$501.40Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$916.09Plan Aas at 15 Oct 2026code TIQMAID35 | S$877.45Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$413.06Plan Aas at 15 Oct 2026code TIQMAID35 | S$430.55Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$716.29Plan Aas at 15 Oct 2026code TIQMAID35 | S$712.59Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$356.38Plan Aas at 15 Oct 2026code TIQMAID35 | S$376.05Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$659.61Plan Aas at 15 Oct 2026code TIQMAID35 | S$658.09Standardas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | Liberty |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per year (inpatient incl. day surgery); 25% co-insurance above the first S$15,000 (optional waiver add-on) | S$60,000 per year; 25% co-insurance on bills above S$15,000 |
| Outpatient treatment | S$1,000 medical expenses due to accidental injury (accidents only) | Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment |
| Repatriation | S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Etiqa or Liberty cheaper for maid insurance?
Of the 11 examples both price, Etiqa was cheaper on 7, Liberty on 4. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with Liberty's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (Etiqa Plan A, Liberty Standard): Hospital and surgical (per year): Etiqa S$60,000 per year (inpatient incl. day surgery); 25% co-insurance above the first S$15,000 (optional waiver add-on), Liberty S$60,000 per year; 25% co-insurance on bills above S$15,000; Outpatient treatment: Etiqa S$1,000 medical expenses due to accidental injury (accidents only), Liberty Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment; Repatriation: Etiqa S$10,000, Liberty S$10,000; Excess: Etiqa S$0.00, Liberty S$0.00.
What discounts are Etiqa and Liberty running?
Etiqa: Promo code TIQMAID35: 35% off. Liberty: none to show.