Maid insurance
FWD vs Liberty maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, FWD was cheaper on 1, Liberty on 10. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | Liberty |
|---|---|---|
| New helper, 26 months, with bond waiver | S$573.37Essentialas at 15 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| Renewal, 14 months, no waiver | S$403.67Essentialas at 15 Oct 2026 | S$376.05Standardas at 5 Oct 2026 |
| Young helper, 26 months, with bond waiver | S$573.37Essentialas at 15 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$573.37Essentialas at 15 Oct 2026 | S$555.90Standardas at 5 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,330.37Essentialas at 15 Oct 2026 | S$931.95Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$573.37Essentialas at 15 Oct 2026 | S$501.40Standardas at 5 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,330.37Essentialas at 15 Oct 2026 | S$877.45Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$403.67Essentialas at 15 Oct 2026 | S$430.55Standardas at 5 Oct 2026 |
| 14 months, with bond waiver, helper over 50 | S$936.56Essentialas at 15 Oct 2026 | S$712.59Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper under 50 | S$403.67Essentialas at 15 Oct 2026 | S$376.05Standardas at 5 Oct 2026 |
| 14 months, no bond waiver, helper over 50 | S$936.56Essentialas at 15 Oct 2026 | S$658.09Standardas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | Liberty |
|---|---|---|
| Hospital & surgical | S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment) | S$60,000 per year; 25% co-insurance on bills above S$15,000 |
| Outpatient | S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it) | Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment |
| Repatriation | S$10,000 | S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or Liberty cheaper for maid insurance?
Of the 11 examples both price, FWD was cheaper on 1, Liberty on 10. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with Liberty's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (FWD Essential, Liberty Standard): Hospital & surgical: FWD S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment), Liberty S$60,000 per year; 25% co-insurance on bills above S$15,000; Outpatient: FWD S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it), Liberty Accidents only: S$1,000 outpatient medical expenses due to injury (TCM/chiropractor S$100 per injury); plus outpatient kidney dialysis/cancer treatment; Repatriation: FWD S$10,000, Liberty S$10,000; Excess: FWD S$0.00, Liberty S$0.00.
What discounts are FWD and Liberty running?
FWD: none to show. Liberty: none to show.