Maid insurance
How FWD prices maid insurance
Priced online
What the figures include
The table's figures are before GST. We add 9% GST to each price.
Prices from this table are as at 15 Oct 2026, the day we last checked them against FWD's own online quotes.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 1, live since 15 Oct 2026.
Plans and how each is priced
Essential
Offered when Helper's age 23 or more; Helper's age up to 59
| Cover periodby Helper's age | Up to 50 | 51 to 59 |
|---|---|---|
| 14 months | S$370.34 | S$859.23 |
| 26 months | S$526.03 | S$1,220.52 |
Excess None
Enhanced
Offered when Helper's age 23 or more; Helper's age up to 59
| Cover periodby Helper's age | Up to 50 | 51 to 59 |
|---|---|---|
| 14 months | S$446.08 | S$1,045.40 |
| 26 months | S$633.64 | S$1,484.94 |
Excess None
Exclusive
Offered when Helper's age 23 or more; Helper's age up to 59
| Cover periodby Helper's age | Up to 50 | 51 to 59 |
|---|---|---|
| 14 months | S$515.35 | S$1,188.60 |
| 26 months | S$732.02 | S$1,688.34 |
Excess None
Worked examples
We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Essential, 26 months, helper aged 32Essential |
|
| S$573.37 |
| Essential, 14 months, helper aged 38Essential |
|
| S$403.67 |
| Enhanced, 26 months, helper aged 51 (loaded band)Enhanced |
|
| S$1,618.58 |
| Exclusive, 14 months, helper aged 55 (loaded band)Exclusive |
|
| S$1,295.57 |
| Exclusive, 26 months, helper aged 24Exclusive |
|
| S$797.90 |
Where the figures come from
- FWD Maid Insurance product page (plans Essential / Enhanced / Exclusive, benefits table, the "Check your price" widget whose gateway is sampled here) read 5 Oct 2026
- FWD Maid Insurance policy wording V7 (May 2026): benefits per plan, Security bond plus (Letter of Guarantee, no counter-indemnity), eligibility (helper between 23 and 59) read 5 Oct 2026
Plus 2 files of saved quotes, data and screenshots from FWD's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes.
Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.