Maid insurance
FWD vs UOI maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, FWD was cheaper on 0, UOI on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | FWD | UOI |
|---|---|---|
| New helper, 26 months, with bond waiver | S$573.37Essentialas at 15 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| Renewal, 14 months, no waiver | S$403.67Essentialas at 15 Oct 2026 | No online price |
| Young helper, 26 months, with bond waiver | S$573.37Essentialas at 15 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$573.37Essentialas at 15 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$1,330.37Essentialas at 15 Oct 2026 | S$654.64UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$573.37Essentialas at 15 Oct 2026 | S$453.80UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$1,330.37Essentialas at 15 Oct 2026 | S$600.14UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | S$403.67Essentialas at 15 Oct 2026 | No online price |
| 14 months, with bond waiver, helper over 50 | S$936.56Essentialas at 15 Oct 2026 | No online price |
| 14 months, no bond waiver, helper under 50 | S$403.67Essentialas at 15 Oct 2026 | No online price |
| 14 months, no bond waiver, helper over 50 | S$936.56Essentialas at 15 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | UOI |
|---|---|---|
| Hospital & surgical | S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment) | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above |
| Outpatient | S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it) | Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included) |
| Repatriation | S$10,000 | Not covered (no repatriation benefit on the Basic plan) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or UOI cheaper for maid insurance?
Of the 6 examples both price, FWD was cheaper on 0, UOI on 6. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with UOI's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (FWD Essential, UOI UOB InsureHelper Plus Basic (underwritten by UOI)): Hospital & surgical: FWD S$60,000 per year; first S$15,000 paid in full, 75% above (25% employer co-payment), UOI S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above; Outpatient: FWD S$1,000 accident medical expenses; outpatient illness not covered (an optional add-on covers it), UOI Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included); Repatriation: FWD S$10,000, UOI Not covered (no repatriation benefit on the Basic plan); Excess: FWD S$0.00, UOI S$0.00.
What discounts are FWD and UOI running?
FWD: none to show. UOI: none to show.