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Maid insurance

How UOI prices maid insurance

Priced online

What the figures include

The table's figures already include 9% GST.

Prices from this table are as at 19 Oct 2026, the day we read UOI's published rates.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 4, live since 20 Oct 2026.

Plans and how each is priced

UOB InsureHelper Plus Basic (underwritten by UOI)

Offered when Cover period is 26 months; Helper's age 23 or more; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$453.80S$600.14
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

UOB InsureHelper Plus Essential (underwritten by UOI)

Offered when Cover period is 26 months; Helper's age 23 or more; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$549.67S$714.19
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

UOB InsureHelper Plus Preferred (underwritten by UOI)

Offered when Cover period is 26 months; Helper's age 23 or more; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$812.08S$1,061.37
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Basic 26 months, helper 30UOB InsureHelper Plus Basic (underwritten by UOI)
  • Helper's age: 30
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$453.80 (Cover period 26 months, Helper's age Up to 50)
  2. + S$0.00 (Bond waiver No) = S$453.80
  3. GST is included: S$453.80
S$453.80
Basic 26 months, helper 50, bond waiverUOB InsureHelper Plus Basic (underwritten by UOI)
  • Helper's age: 50
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$453.80 (Cover period 26 months, Helper's age Up to 50)
  2. + S$54.50 (Bond waiver Yes) = S$508.30
  3. GST is included: S$508.30
S$508.30
Essential 26 months, helper 51UOB InsureHelper Plus Essential (underwritten by UOI)
  • Helper's age: 51
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$714.19 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$0.00 (Bond waiver No) = S$714.19
  3. GST is included: S$714.19
S$714.19
Preferred 26 months, helper 60, bond waiverUOB InsureHelper Plus Preferred (underwritten by UOI)
  • Helper's age: 60
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$1,061.37 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$54.50 (Bond waiver Yes) = S$1,115.87
  3. GST is included: S$1,115.87
S$1,115.87
Essential 26 months, helper 40, bond waiverUOB InsureHelper Plus Essential (underwritten by UOI)
  • Helper's age: 40
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$549.67 (Cover period 26 months, Helper's age Up to 50)
  2. + S$54.50 (Bond waiver Yes) = S$604.17
  3. GST is included: S$604.17
S$604.17

Where the figures come from

Plus 1 file of saved quotes, data and screenshots from UOI's online quote tool, kept with the table.

Before going live the table was read from the published table, matched to worked examples in the insurer's brochure and checked against the insurer's own online quotes.

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Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.

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