Maid insurance
MSIG vs UOI maid insurance
As of 28 Oct 2026 (Singapore time)
Of the 6 examples both price, MSIG was cheaper on 4, UOI on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | MSIG | UOI |
|---|---|---|
| New helper, 26 months, with bond waiver | S$447.88Standardas at 5 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| Renewal, 14 months, no waiver | No online price | No online price |
| Young helper, 26 months, with bond waiver | S$447.88Standardas at 5 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper under 50 | S$447.88Standardas at 5 Oct 2026 | S$508.30UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, with bond waiver, helper over 50 | S$827.09Standardas at 5 Oct 2026 | S$654.64UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper under 50 | S$409.73Standardas at 5 Oct 2026 | S$453.80UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 26 months, no bond waiver, helper over 50 | S$788.94Standardas at 5 Oct 2026 | S$600.14UOB InsureHelper Plus Basic (underwritten by UOI)as at 19 Oct 2026 |
| 14 months, with bond waiver, helper under 50 | No online price | No online price |
| 14 months, with bond waiver, helper over 50 | No online price | No online price |
| 14 months, no bond waiver, helper under 50 | No online price | No online price |
| 14 months, no bond waiver, helper over 50 | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | MSIG | UOI |
|---|---|---|
| Hospital and surgical (per year) | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%) | S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above |
| Outpatient treatment | Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits) | Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included) |
| Repatriation | S$10,000 | Not covered (no repatriation benefit on the Basic plan) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is MSIG or UOI cheaper for maid insurance?
Of the 6 examples both price, MSIG was cheaper on 4, UOI on 2. Your own answers can change the order, so get your own quote.
How does MSIG's cover compare with UOI's?
On each one's cheapest plan for new helper, 26 months, with bond waiver (MSIG Standard, UOI UOB InsureHelper Plus Basic (underwritten by UOI)): Hospital and surgical (per year): MSIG S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above (optional reduction to 10% or 0%), UOI S$60,000 per year; first S$15,000 no co-payment, 25% co-payment above; Outpatient treatment: MSIG Accidents only: S$1,000 medical expenses due to accident (dental S$500, TCM S$100, dengue S$100 sub-limits), UOI Accidents only: S$500 medical expenses (TCM/chiropractic and accidental dental sub-limits; dengue fever included); Repatriation: MSIG S$10,000, UOI Not covered (no repatriation benefit on the Basic plan); Excess: MSIG S$0.00, UOI S$0.00.
What discounts are MSIG and UOI running?
MSIG: 30% off. UOI: none to show.