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Maid insurance

How MSIG prices maid insurance

What the figures include

The table's figures already include 9% GST.

Prices from this table are as at 5 Oct 2026, the day we read MSIG's published rates.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 6, live since 20 Oct 2026.

Plans and how each is priced

Standard

Promotion

Offered when Cover period is 26 months; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$585.33S$1,127.06
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

30% off the list price until 31 Oct 2026.

Standard with co-payment waiver

Promotion

Offered when Cover period is 26 months; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$741.20S$1,425.72
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

30% off the list price until 31 Oct 2026.

Classic

Promotion

Offered when Cover period is 26 months; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$644.19S$1,239.33
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

30% off the list price until 31 Oct 2026.

Classic with co-payment waiver

Promotion

Offered when Cover period is 26 months; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$815.32S$1,568.51
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

30% off the list price until 31 Oct 2026.

Premier

Promotion

Offered when Cover period is 26 months; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$728.12S$1,400.65
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

30% off the list price until 31 Oct 2026.

Premier with co-payment waiver

Promotion

Offered when Cover period is 26 months; Helper's age up to 60

Base premium
Cover periodby Helper's ageUp to 5051 to 60
26 monthsS$921.05S$1,772.34
Plus
Bond waiverFigure
NoS$0.00
YesS$54.50

Excess None

30% off the list price until 31 Oct 2026.

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

ExampleAnswersWorkingPremium
Standard 26 months, helper 30Standard
  • Helper's age: 30
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$585.33 (Cover period 26 months, Helper's age Up to 50)
  2. + S$0.00 (Bond waiver No) = S$585.33
  3. GST is included: S$585.33
S$585.33S$409.73 with the 30% promotion
Standard 26 months, helper 50, bond waiverStandard
  • Helper's age: 50
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$585.33 (Cover period 26 months, Helper's age Up to 50)
  2. + S$54.50 (Bond waiver Yes) = S$639.83
  3. GST is included: S$639.83
S$639.83S$447.88 with the 30% promotion
Classic 26 months, helper 51Classic
  • Helper's age: 51
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$1,239.33 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$0.00 (Bond waiver No) = S$1,239.33
  3. GST is included: S$1,239.33
S$1,239.33S$867.53 with the 30% promotion
Premier 26 months, helper 60, bond waiverPremier
  • Helper's age: 60
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$1,400.65 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$54.50 (Bond waiver Yes) = S$1,455.15
  3. GST is included: S$1,455.15
S$1,455.15S$1,018.61 with the 30% promotion
Premier 26 months, helper 45Premier
  • Helper's age: 45
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$728.12 (Cover period 26 months, Helper's age Up to 50)
  2. + S$0.00 (Bond waiver No) = S$728.12
  3. GST is included: S$728.12
S$728.12S$509.68 with the 30% promotion
Standard with co-payment waiver 26 months, helper 30Standard with co-payment waiver
  • Helper's age: 30
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$741.20 (Cover period 26 months, Helper's age Up to 50)
  2. + S$0.00 (Bond waiver No) = S$741.20
  3. GST is included: S$741.20
S$741.20S$518.84 with the 30% promotion
Show the other 3 examples
ExampleAnswersWorkingPremium
Classic with co-payment waiver 26 months, helper 50, bond waiverClassic with co-payment waiver
  • Helper's age: 50
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$815.32 (Cover period 26 months, Helper's age Up to 50)
  2. + S$54.50 (Bond waiver Yes) = S$869.82
  3. GST is included: S$869.82
S$869.82S$608.87 with the 30% promotion
Premier with co-payment waiver 26 months, helper 55Premier with co-payment waiver
  • Helper's age: 55
  • Bond waiver: No
  • Cover period: 26 months
  1. Base S$1,772.34 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$0.00 (Bond waiver No) = S$1,772.34
  3. GST is included: S$1,772.34
S$1,772.34S$1,240.64 with the 30% promotion
Premier with co-payment waiver 26 months, helper 60, bond waiverPremier with co-payment waiver
  • Helper's age: 60
  • Bond waiver: Yes
  • Cover period: 26 months
  1. Base S$1,772.34 (Cover period 26 months, Helper's age 51 to 60)
  2. + S$54.50 (Bond waiver Yes) = S$1,826.84
  3. GST is included: S$1,826.84
S$1,826.84S$1,278.79 with the 30% promotion

Where the figures come from

Plus 1 file of saved quotes, data and screenshots from MSIG's online quote tool, kept with the table.

Before going live the table was read from the published table, matched to worked examples in the insurer's brochure and checked against the insurer's own online quotes.

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